Alera Group Insights
Benefit from our broad experience and insights into strategic employee benefits, risk management and wealth management.
Trade Credit Insurance: When Your Success Is Tied to an Unfulfilled Promise
Major League Baseball’s trade deadline passed last month, with the swapping of longtime fan favorites like Padre-turned-Red Sox Eric Hosmer and emerging superstars such as National-turned-Padre Juan Soto reminding us that professional baseball is very much a business. While some transactions... Find out more »
Accountability in Construction: Contractual Risk Transfer
Even the plainest-looking commercial or residential building typically is the product of collaborative efforts by designers and skilled tradespeople — carpenters, masons, electricians, plumbers, drywallers, roofers and more. To function as a modern, structurally sound and safe edifice, the... Find out more »
HR Resources: Jump Aboard the Benefits Benchmarking Bandwagon
“Demographic data and benchmarking should inform your recruitment and retention goals and strategy.”
By the time the popular publication BenefitsPRO published those words in the July 15 article “Using data to better understand employees’ benefits priorities,”... Find out more »
The Workers’ Comp Market May Be Overdue for Hardening. Be Prepared.
So, here we are, almost three years into the hard market for Property and Casualty Insurance and 2½ years into the COVID-19 pandemic, and Workers’ Compensation continues to defy market gravity while COVID remains, lurking relentlessly as a menacing presence. Is Workers’ Comp due... Find out more »
Helping Nonprofits Solve Insurance, HR Challenges
People who work for and direct nonprofit organizations tend to have a can-do attitude — a determination to solve problems that can be solved and mitigate those that can’t. That helps explain how most nonprofits not only survived the first two years of the pandemic but actually managed... Find out more »
Umbrella and Excess Insurance: Vital Solutions in a Hard P&C Market
Protecting yourself or your business with the right insurance requires a good amount of work and a few important questions. Are you paying too much? Are you paying too little? Do you have enough coverage to cover a catastrophic property loss or defend yourself in a liability lawsuit? Does your... Find out more »
Insurance for Restaurants: Customized Ingredients Are Crucial
What percentage of independent restaurants closed due to loss of business caused by the COVID-19 pandemic? Due to a lack of established criteria regarding what constitutes a restaurant and lack of clarity regarding reasons for closing, no one’s certain, as the Washington Post recently... Find out more »
Webinar: Employee Benefits Benchmarking Survey Results
Let’s start with a reality check. Those young, talented, hardworking employees you’ve worked so hard to attract and hope to retain? Your organization probably is not the last stop on their career journeys.
This was true before the COVID-19 pandemic, and it’s truer still... Find out more »
Professional Liability/E&O Coverage: Good-Night’s-Sleep Insurance
What keeps you awake at night? If you’re in the business of providing professional services, you’ve probably done some tossing and turning over the possibility of a professional liability lawsuit.
No matter how conscientious you are, no matter how good you are at your job, the... Find out more »
Contractor/Subcontractor Uncertainty? The Solution Is Surety.
If your contracting or subcontracting business has not only survived but thrived during the three years of the COVID-19 pandemic, Surety bonds probably are not a top-of-mind concern for you — at least when it comes to private construction projects. But if you’ve struggled with payment,... Find out more »
