Solutions to the Problem of Funding Long-Term Care

May 25, 2023
An aging population, medical advances that extend life expectancy and soaring costs for long-term care are the principal drivers of a problem too many Americans don’t consider until it’s too late: paying for care that standard health insurance doesn’t... Find out more »

How to Leverage Today’s D&O Buyers’ Market

May 10, 2023
If your Directors and Officers (D&O) Liability Insurance premium saw double-digit increases in the last two years, your next renewal may provide relief. It may even gift an unusual surprise — a premium reduction — after the hard market pivoted to an increasingly competitive... Find out more »

Insurance Challenges Facing the Education Industry

May 4, 2023
Think about the complicated issues we face today. The lingering effects of the global pandemic, the continued impact of climate change, economic uncertainty and other issues combine to create a complex, fraught environment.  Now consider this: These factors are all prevalent in... Find out more »

How Employers Can Deliver Mental Health Solutions

May 2, 2023
On May 1, the start of national Mental Health Awareness Month, the Society of Human Resource Management (SHRM) published research findings that should serve as a stark warning to employers: You may be part of the problem.  According to SHRM, 1 in 3 U.S. employees “say their job has... Find out more »

Favorable Pricing, Stable Capacity for Employment Practices Liability Insurance

April 26, 2023
While employers incur more exposure daily with the increasing complexity of employment laws and social sentiment, the 2023 market for Employment Practices Liability Insurance (EPLI) progresses favorably for well-run organizations with thorough human resource management. To protect your rates and... Find out more »

Employer Tools for Supporting Employee Mental Health

April 24, 2023
“May is Mental Health Awareness Month, and if ever Americans needed to reflect on our collective psychological wellbeing, now is the time.” So began the blog post Alera Group published two years ago, as the United States trudged and lurched its way through Year 2 of the COVID-19... Find out more »

Webinar Preview: Reining in Runaway Pharmacy Spending

April 14, 2023
Ten years ago, a family-owned food-manufacturing company with 2,500 self-funded lives came to our consulting firm for help with managing pharmaceutical costs under its group health plan. The company prides itself on providing valuable employee benefits and maintaining a healthy workforce, and the... Find out more »

Mixed Outlook for Insurance at Assisted Living Facilities

April 3, 2023
As assisted living and skilled nursing facilities emerge from a challenging pandemic, plenty of green shoots exist, but significant challenges remain. On the positive side of the ledger, the assisted living and skilled nursing industries are seeing improvements in several insurance coverages,... Find out more »

A New Game Plan for Securing Cyber Insurance

March 28, 2023
Are you having a hard time securing Cyber Insurance? It can be difficult to find adequate protection in today’s market of doubling premium increases, weakened coverage terms and strict underwriting guidelines. Demand exceeds supply. Whether you’re securing new coverage or renewing,... Find out more »

Technology Key to Containing Commercial Auto Insurance Costs

February 7, 2023
Mention Commercial Auto Insurance to anyone who runs a business — especially one that involves trucking — and you’re sure to elicit a groan. As Alera Group forecasts in our 2023 Property and Casualty Market Outlook, “The (insurance) industry struggles to overcome... Find out more »