Alera Group, Inc.

Alera Group Insights

Perspectives from our thought leaders and experts across the country.

AREAS OF EXPERTISE

Property and Casualty

Boat Insurance: Uncertain Waters for Vessel Owners

Unless your vessel is small, slow and inexpensive, whether you should purchase Boat Insurance is not subject of debate. You should.



While most states don’t require insurance for watercraft, many marinas do, and if you’re financing the purchase of a boat, your bank will definitely require coverage. Moreover, boat insurance is invaluable protection for the investment you’ve made and against the liability you could incur.

April 29, 2021

Find out more

Property and Casualty

Cannabis Insurance: Growing Pains in a Growth Industry

In announcing a licensing agreement with retailers in Illinois and Massachusetts earlier this month, California-based Lowell Farms, Inc. touted itself as a “vertically-integrated cannabis company with advanced production capabilities including cultivation, extraction, manufacturing, brand sales, marketing and distribution.”



A head shop it is not.

April 20, 2021

Find out more

Property and Casualty

Commercial Flood Insurance: Yes, You Should Have It Here

Far too often, business owners learn the true risk of flooding and the value of Flood Insurance the hard way: by experiencing a loss. Call it “Can’t Happen Here Syndrome.”

April 13, 2021

Find out more

Property and Casualty

Residential Flood Insurance: What Risk Rating 2.0 Means to You

If you’re in the market to buy or rent a home and haven’t heard of Risk Rating 2.0, there are a couple of factors regarding Flood Insurance that you may want to consider before signing that purchase-and-sale agreement or lease.

April 9, 2021

Find out more

Property and Casualty

Agriculture Opportunity: Value-Priced Cyber Insurance

Attention all farmers: Within the agriculture industry, even amid the current hard market for Property and Casualty Insurance, there are relative bargains to be found in Cyber Insurance and Environmental Liability Insurance.

March 18, 2021

Find out more

Property and Casualty

D&O Insurance: Quality Coverage Available if You Know Where to Look

Investors in private equity firms typically pay attention to insurance markets, so when one firm recently approached the renewal date on its Fund Management Liability Insurance policy — including Directors and Officers Liability (D&O) coverage — members anticipated a rate hike of 30%-40%.

March 15, 2021

Find out more

Property and Casualty

Environmental Liability Insurance: Making Projects Possible

Bethlehem Steel earned its place in American history by forging the materials used to construct the Golden Gate Bridge, the Supreme Court building and much of the New York City skyline. But by 2004, the heyday of the American steel industry was a distant memory, and Bethlehem Steel’s factory in Bethlehem, PA, was sold to an area nonprofit, Lehigh Valley Industrial Park Inc. (LVIP).

March 9, 2021

Find out more

Property and Casualty

A Surety Thing: Stricter Underwriting in Otherwise Stable Insurance Bonds Market

On the turbulent sea that is the current Property and Casualty Insurance market, Surety has been a stable and steady vessel. Even amid the storm of disruptions caused by COVID-19, Surety bonds have continued to provide safe transport to projects embarking through uncertain waters.

February 23, 2021

Find out more

Property and Casualty

Good News/Bad News for Construction Industry: More Business, Hard Insurance Market

Contractors who have survived an unprecedented combination of challenges in 2020 and early 2021 may be in for a windfall later this year, as a growing percentage of the population becomes vaccinated against COVID-19, the economy rebounds and government spending fuels an expected surge in infrastructure spending.



They’ll need the work to pay for the insurance necessary to remain in business.

February 18, 2021

Find out more

Contact Us

Find an Office Contact Us