Alera Group, Inc.

Alera Group Insights

Perspectives from our thought leaders and experts across the country.

AREAS OF EXPERTISE

Property and Casualty

After Surfside, Heightened Focus on Condo Association Insurance

In a perfect world, condominium associations would hire a structural engineer to inspect their property every couple of years. The engineer would inform the association of any compromises to the building’s structural integrity or electrical system, and the association’s board of directors would authorize repairs in timely fashion, simultaneously managing risk and controlling costs —including the cost of condo association insurance.

August 17, 2021

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Property and Casualty

On the turbulent sea that is the current Property and Casualty Insurance market, Surety has been a stable and steady vessel. Even amid the storm of disruptions caused by COVID-19, Surety bonds have continued to provide safe transport to projects embarking

Amid the pandemic-induced confusion over Business Interruption Insurance, one immutable fact about this form of Property and Casualty coverage too often is overlooked: It provides valuable protection that can make the difference between going out of business and re-opening to carry on your business’ legacy.

August 5, 2021

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Property and Casualty

Cargo Insurance: The Shipper vs. Carrier Decision

If you’re a manufacturer, distributor, wholesaler or retailer whose business involves the shipment of goods, your principal decision regarding Cargo Insurance shouldn’t be whether to purchase the coverage, but from whom — the shipper or an insurance carrier?

July 21, 2021

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Property and Casualty

Natural Partners: Insurers and Cleantech Companies

Shared values can unite people and motivate them to work together toward a common goal. Shared recognition of an existential threat, an understanding of the risks involved and basic pragmatism may be even stronger motivators.

July 15, 2021

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Property and Casualty

Boat Insurance: Uncertain Waters for Vessel Owners

Unless your vessel is small, slow and inexpensive, whether you should purchase Boat Insurance is not subject of debate. You should.



While most states don’t require insurance for watercraft, many marinas do, and if you’re financing the purchase of a boat, your bank will definitely require coverage. Moreover, boat insurance is invaluable protection for the investment you’ve made and against the liability you could incur.

April 29, 2021

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Property and Casualty

Cannabis Insurance: Growing Pains in a Growth Industry

In announcing a licensing agreement with retailers in Illinois and Massachusetts earlier this month, California-based Lowell Farms, Inc. touted itself as a “vertically-integrated cannabis company with advanced production capabilities including cultivation, extraction, manufacturing, brand sales, marketing and distribution.”



A head shop it is not.

April 20, 2021

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Property and Casualty

Commercial Flood Insurance: Yes, You Should Have It Here

Far too often, business owners learn the true risk of flooding and the value of Flood Insurance the hard way: by experiencing a loss. Call it “Can’t Happen Here Syndrome.”

April 13, 2021

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Property and Casualty

Residential Flood Insurance: What Risk Rating 2.0 Means to You

If you’re in the market to buy or rent a home and haven’t heard of Risk Rating 2.0, there are a couple of factors regarding Flood Insurance that you may want to consider before signing that purchase-and-sale agreement or lease.

April 9, 2021

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Property and Casualty

Agriculture Opportunity: Value-Priced Cyber Insurance

Attention all farmers: Within the agriculture industry, even amid the current hard market for Property and Casualty Insurance, there are relative bargains to be found in Cyber Insurance and Environmental Liability Insurance.

March 18, 2021

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