Target date funds (TDFs) have surged in popularity, reaching record assets of $3.5 trillion in 2023, with mutual funds slightly ahead of collective investment trusts. While TDFs offer advantages like simplified investing and automatic rebalancing, participants should understand potential pitfalls like mixing funds and changing risk preferences to maximize their benefits and avoid common missteps.
April 18, 2024
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A new bill, the Automatic IRA Act of 2024, has been introduced aiming to automatically enroll workers in retirement plans for companies with over ten employees, offering potential tax credits for small businesses. This proposal expands the private pension system, providing exemptions for some employers, and includes details on contributions, lifetime income, investments, and credits.
April 16, 2024
Find out more Effective retirement plan communications go beyond regulations, engaging and empowering participants to take control of their financial future. By breaking down information, using storytelling, personalizing messages, and timing them strategically, employers can help foster informed decision-making and foster greater participant engagement.
April 11, 2024
Find out more Read about the latest insights on the market and economy from our Director of Investments, Bob Janson.
April 11, 2024
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Start building your retirement strategy today with these tips. From setting clear objectives to understanding Social Security benefits and healthcare options, this guide helps you navigate the path towards a fulfilling retirement.
March 21, 2024
Find out more Explore how the influx of retirement-age Americans presents an opportunity for organizations. Learn how to tap into the experience of older workers to boost productivity, preserve corporate culture, and enhance job satisfaction. Discover strategies for adapting rewards and benefits to support the evolving needs of senior employees.
March 14, 2024
Find out more Explore the proposed Helping Young Americans Save for Retirement Act, allowing employees as young as 18 to contribute to 401(k) plans. Learn about key restrictions and considerations, including exemptions for part-time workers and nondiscrimination testing. Discover how this bill could shape future retirement policy legislation.
March 13, 2024
Find out more Navigate the pitfalls of social media finance advice with actionable strategies. From short-form content to myth-busting, fortify your employee wellness initiatives for informed financial decision-making.
March 7, 2024
Find out more See ways you may be able to maximize your employer-sponsored retirement plan. Understand program details, contribute beyond the match limit, and pursue your financial wellbeing.
February 12, 2024
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