Meet Our Team
Terry Aguilar, CEBS®, GBDS
Employer Services Consultant
A key member of the sales and business development team who builds relationships with prospects and clients, Terry specializes in executive compensation strategies and disability plans for highly compensated individuals. She’s a 35-year veteran of the employee benefits industry and has been providing valuable insights and solutions at Wilson Albers since 1997.
Terry holds the Certified Employee Benefits Specialist (CEBS®) designation from the International Foundation of Employee Benefits, along with the Group Benefits Disability Specialist (GBDS) certification from the National Underwriter Company. As a long-term member of the National Association of Benefits and Insurance Professionals and a past trustee for the Health Underwriters Political Action Committee, she regularly meets with members of Congress on healthcare issues.
Even though she attended the University of Alaska and has two grown children who graduated from UAA, Terry is a huge Nebraska Cornhuskers fan—she grew up in the state. In her free time, she loves camping, fishing, and exploring with her significant other and their black lab.
Amy Ault
Sr. Account Manager, Employee Benefits
One of the longest-tenured employees on our team, Amy has been with the office since 1989. She is the primary contact for day-to-day client questions and concerns, member advocacy, and claims issues. Amy’s role also involves coordinating and processing requirements for new plan implementation, renewals, and preparation for open enrollment.
Her thorough knowledge and experience are a vital asset for both clients and her team—she says she loves helping employers and their employees with all levels of questions and concerns, from contracting and billing to assistance using the benefit plan. A member of the National Association of Health Underwriters and the organization’s Oregon chapter, she also holds a health and life insurance license. Amy studied at The University of Alaska in Anchorage and Alaska Business College.
Married with two sons and a miniature schnauzer, she likes to get outside whenever she can to walk, hike, and garden. Other hobbies include music, movies, reading, and taking road trips.
Kathy Binkley, RHU®, ChHC®, REBC®
Senior Consultant, Employee Benefits
Kathy spent 15 years in information technology and other roles before she joined the team in 2005—with no insurance background, she learned an entirely new industry and became experienced through countless hours of training and studying. Today, she holds several distinguished designations: Registered Health Underwriter (RHU®), Chartered Healthcare Consultant (ChHC®), and Registered Employee Benefits Consultant (REBC®).
Kathy specializes in serving groups of less than 20, as well as individuals seeking coverage. She also leads a team that supports our preferred accounts, delivering exceptional service and personalized care. It’s the part of her role she enjoys the most—helping people understand and utilize their benefits.
The founder of an animal-rescue nonprofit in North Carolina, Kathy and her husband always have a menagerie of animals at home. While they usually focus on rescuing neonatal kittens, other “guests” have included dogs, rabbits, snakes, rats, and even a tarantula.
Kathy is not registered as an investment advisor representative and cannot offer advisory products or services in that capacity.
Wendy Brant, SPHR®, HRCI®
Executive HR Services Partner
A proven leader with over 30 years of experience in all facets of HR, Wendy serves as HR director for multiple clients and ensures seamless functions. Always ready to roll up her sleeves and help do the heavy lifting, she has earned the Senior Professional in Human Resources (SPHR®) designation and is certified by the HR Certification Institute®.
Wendy took a circuitous path to Alera Group; among her previous roles, she trained members of the U.S. military on job search and networking skills at bases spanning the Pacific—including Japan, Korea, and Washington. She also worked coast to coast as an HR manager for one of the largest federal contractors in the country.
A graduate of Hawaii Pacific University who earned her Executive MBA at Washington State University, Wendy is married to Drew, a Navy veteran; they have two kids. She volunteers extensively and loves traveling, gardening, and cooking (especially trying new kitchen gadgets).
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Point Solutions, Proven: Why Vendor Sprawl Fails — and How to Identify What Actually Drives Impact
A clearer framework for sorting through point solutions to determine where investment may—or may not—deliver value.
September 15, 2026 at 01:00 pm CT | Virtual
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Employee Benefits
Primary Care as a Strategy: How Direct Primary Care Can Lower Costs and Improve Outcomes
A clearer understanding of how Direct Primary Care can be used as a strategic lever to improve outcomes while controlling total cost of care.
October 20, 2026 at 01:00 pm CT | Virtual
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Employee Benefits
AI Advantage in Benefits: Practical Use Cases That Support HR and Employees
A practical view of how AI can support benefits teams while improving the employee experience.
November 17, 2026 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Employee Benefits
Legal Alert: IRS Issues ACA Affordability Percentage Adjustment for 2027
The Internal Revenue Service (IRS) has released Rev. Proc. 2026-26.
July 24, 2026
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Property and Casualty
Commercial Real Estate Insurance Market Shows Signs of Relief, With Conditions
There are emerging signs that the commercial property insurance market is beginning to soften. However, the benefits of this shift are not being felt uniformly across all real estate portfolios.
July 16, 2026
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Employee Benefits
Legal Alert: Clients With Massachusetts Private PFML Plans Renewing After July 1, 2026
Alert for any employer with at least one employee in Massachusetts, even if the employee is remote.
June 30, 2026
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Legal Alert: PCORI Fees Due By July 31, 2026
This alert is of interest to all employers that sponsor self-insured group health plans, including Health Reimbursement Arrangements (HRAs). Note that the PCORI fee does not apply to most health FSAs.
June 29, 2026
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