Meet Our Team
Terry Aguilar, CEBS®, GBDS
Employer Services Consultant
A key member of the sales and business development team who builds relationships with prospects and clients, Terry specializes in executive compensation strategies and disability plans for highly compensated individuals. She’s a 35-year veteran of the employee benefits industry and has been providing valuable insights and solutions at Wilson Albers since 1997.
Terry holds the Certified Employee Benefits Specialist (CEBS®) designation from the International Foundation of Employee Benefits, along with the Group Benefits Disability Specialist (GBDS) certification from the National Underwriter Company. As a long-term member of the National Association of Benefits and Insurance Professionals and a past trustee for the Health Underwriters Political Action Committee, she regularly meets with members of Congress on healthcare issues.
Even though she attended the University of Alaska and has two grown children who graduated from UAA, Terry is a huge Nebraska Cornhuskers fan—she grew up in the state. In her free time, she loves camping, fishing, and exploring with her significant other and their black lab.
Amy Ault
Sr. Account Manager, Employee Benefits
One of the longest-tenured employees on our team, Amy has been with the office since 1989. She is the primary contact for day-to-day client questions and concerns, member advocacy, and claims issues. Amy’s role also involves coordinating and processing requirements for new plan implementation, renewals, and preparation for open enrollment.
Her thorough knowledge and experience are a vital asset for both clients and her team—she says she loves helping employers and their employees with all levels of questions and concerns, from contracting and billing to assistance using the benefit plan. A member of the National Association of Health Underwriters and the organization’s Oregon chapter, she also holds a health and life insurance license. Amy studied at The University of Alaska in Anchorage and Alaska Business College.
Married with two sons and a miniature schnauzer, she likes to get outside whenever she can to walk, hike, and garden. Other hobbies include music, movies, reading, and taking road trips.
Kathy Binkley, RHU®, ChHC®, REBC®
Senior Consultant, Employee Benefits
Kathy spent 15 years in information technology and other roles before she joined the team in 2005—with no insurance background, she learned an entirely new industry and became experienced through countless hours of training and studying. Today, she holds several distinguished designations: Registered Health Underwriter (RHU®), Chartered Healthcare Consultant (ChHC®), and Registered Employee Benefits Consultant (REBC®).
Kathy specializes in serving groups of less than 20, as well as individuals seeking coverage. She also leads a team that supports our preferred accounts, delivering exceptional service and personalized care. It’s the part of her role she enjoys the most—helping people understand and utilize their benefits.
The founder of an animal-rescue nonprofit in North Carolina, Kathy and her husband always have a menagerie of animals at home. While they usually focus on rescuing neonatal kittens, other “guests” have included dogs, rabbits, snakes, rats, and even a tarantula.
Kathy is not registered as an investment advisor representative and cannot offer advisory products or services in that capacity.
Wendy Brant, SPHR®, HRCI®
Executive Partner, HR Services
A proven leader with over 20 years of experience in all facets of HR, Wendy serves as HR director for multiple clients and ensures seamless HR functions. Always ready to roll up her sleeves and help do the heavy lifting, she has earned the Senior Professional in Human Resources® designation and is certified by the HR Certification Institute®.
Wendy took a circuitous path to Alera Group; among her previous roles, she trained members of the U.S. military on job search and networking skills at bases spanning the Pacific—including Japan, Korea, and Washington. She also worked coast to coast as an HR manager for one of the largest federal contractors in the country.
A graduate of Hawaii Pacific University who earned her Executive MBA at Washington State University, Wendy is married to Drew, a Navy veteran; they have two kids, Kaile and Aurora. When she’s not working, she enjoys traveling, gardening, cooking, and volunteering.
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Maximizing Impact: The Value of Voluntary Benefits for Today’s Workforce
In this session, our experts will showcase the value of voluntary benefits, from financial savings to improved retention to addressing the specific needs of their employees.
March 20, 2025 at 01:00 pm CT | Virtual
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Employee Benefits
HIPAA Privacy and Security Overview
Join our compliance experts for an overview of HIPAA’s Privacy and Security Rules. During this webinar, we'll review the different types of entities subject to HIPAA, take an in-depth look at protected health information (PHI), individual rights under HIPAA, and what to do when there is a breach of PHI.
April 11, 2025 at 01:00 pm CT | Virtual
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Employee Benefits
Balancing Cost and Care: Could a Captive solution be the right fit for you?
In this session, our experts will discuss how Captive solutions work and what you need to consider for your own group’s needs.
April 17, 2025 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Retirement Plan Services
Why Workers Leave Matching Dollars on the Table
Many employees unknowingly leave free retirement dollars on the table due to psychological biases like present bias, loss aversion, and decision paralysis. Understanding these barriers can help plan sponsors implement strategies that encourage higher contributions and ensure employees maximize their employer match.
February 11, 2025
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Employee Benefits
Reminder: RxDC Reporting Due June 1
With the 2024 reference year RxDC reporting deadline approaching in June, plan sponsors should refamiliarize themselves with the reporting requirements. The 2024 reference year RxDC Reporting Instructions have been released, though there were no changes to the reporting requirements or data elements from last year.
February 10, 2025
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Retirement Plan Services
Report Highlights Risks and Oversight Challenges of Crypto in 401(k)s
A new report highlights the risks and oversight challenges of including cryptocurrency in 401(k) plans, citing high volatility, regulatory uncertainty, and cybersecurity threats. With federal agencies urging extreme caution, plan sponsors must carefully evaluate their fiduciary responsibilities and stay informed on evolving regulations.
February 6, 2025
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PBGC Updates Premium Deadlines for 2025 and Beyond
Plan sponsors should prepare for an earlier premium payment deadline in 2025 due to changes from the Bipartisan Budget Act of 2015. While efforts to repeal the rule continue, the Pension Benefit Guaranty Corporation urges sponsors to adjust their filing processes and stay informed on potential regulatory updates.
February 3, 2025
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