Meet Our Team
Terry Aguilar, CEBS®, GBDS
Employer Services Consultant
A key member of the sales and business development team who builds relationships with prospects and clients, Terry specializes in executive compensation strategies and disability plans for highly compensated individuals. She’s a 35-year veteran of the employee benefits industry and has been providing valuable insights and solutions at Wilson Albers since 1997.
Terry holds the Certified Employee Benefits Specialist (CEBS®) designation from the International Foundation of Employee Benefits, along with the Group Benefits Disability Specialist (GBDS) certification from the National Underwriter Company. As a long-term member of the National Association of Benefits and Insurance Professionals and a past trustee for the Health Underwriters Political Action Committee, she regularly meets with members of Congress on healthcare issues.
Even though she attended the University of Alaska and has two grown children who graduated from UAA, Terry is a huge Nebraska Cornhuskers fan—she grew up in the state. In her free time, she loves camping, fishing, and exploring with her significant other and their black lab.
Amy Ault
Sr. Account Manager, Employee Benefits
One of the longest-tenured employees on our team, Amy has been with the office since 1989. She is the primary contact for day-to-day client questions and concerns, member advocacy, and claims issues. Amy’s role also involves coordinating and processing requirements for new plan implementation, renewals, and preparation for open enrollment.
Her thorough knowledge and experience are a vital asset for both clients and her team—she says she loves helping employers and their employees with all levels of questions and concerns, from contracting and billing to assistance using the benefit plan. A member of the National Association of Health Underwriters and the organization’s Oregon chapter, she also holds a health and life insurance license. Amy studied at The University of Alaska in Anchorage and Alaska Business College.
Married with two sons and a miniature schnauzer, she likes to get outside whenever she can to walk, hike, and garden. Other hobbies include music, movies, reading, and taking road trips.
Kathy Binkley, RHU®, ChHC®, REBC®
Senior Consultant, Employee Benefits
Kathy spent 15 years in information technology and other roles before she joined the team in 2005—with no insurance background, she learned an entirely new industry and became experienced through countless hours of training and studying. Today, she holds several distinguished designations: Registered Health Underwriter (RHU®), Chartered Healthcare Consultant (ChHC®), and Registered Employee Benefits Consultant (REBC®).
Kathy specializes in serving groups of less than 20, as well as individuals seeking coverage. She also leads a team that supports our preferred accounts, delivering exceptional service and personalized care. It’s the part of her role she enjoys the most—helping people understand and utilize their benefits.
The founder of an animal-rescue nonprofit in North Carolina, Kathy and her husband always have a menagerie of animals at home. While they usually focus on rescuing neonatal kittens, other “guests” have included dogs, rabbits, snakes, rats, and even a tarantula.
Kathy is not registered as an investment advisor representative and cannot offer advisory products or services in that capacity.
Wendy Brant, SPHR®, HRCI®
Executive HR Services Partner
A proven leader with over 30 years of experience in all facets of HR, Wendy serves as HR director for multiple clients and ensures seamless functions. Always ready to roll up her sleeves and help do the heavy lifting, she has earned the Senior Professional in Human Resources (SPHR®) designation and is certified by the HR Certification Institute®.
Wendy took a circuitous path to Alera Group; among her previous roles, she trained members of the U.S. military on job search and networking skills at bases spanning the Pacific—including Japan, Korea, and Washington. She also worked coast to coast as an HR manager for one of the largest federal contractors in the country.
A graduate of Hawaii Pacific University who earned her Executive MBA at Washington State University, Wendy is married to Drew, a Navy veteran; they have two kids. She volunteers extensively and loves traveling, gardening, and cooking (especially trying new kitchen gadgets).
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Balancing Cost and Care: Could a Captive solution be the right fit for you?
In this session, our experts will discuss how Captive solutions work and what you need to consider for your own group’s needs.
April 17, 2025 at 01:00 pm CT | Virtual
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Wealth Services
State of the Markets
Join us as we unveil the factors that drive the nation's financial pulse and how they may impact your personal finances.
April 23, 2025 at 12:00 pm CT | Virtual
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Employee Benefits
Q2 2025 Quarterly Compliance Webinar
Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.
May 6, 2025 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Employee Benefits
Deadline for San Francisco Health Care Security Ordinance is approaching
The annual San Francisco Health Care Security Ordinance (SF HCSO) reporting by employers that have employees who work in the City of or County of San Francisco is due by May 2, 2025. Employers should be aware of the upcoming deadline even if they are not located in San Francisco.
The SF HCSO requires large and medium-sized employers to provide covered employees with benefits equal to or greater than the expenditure rate. Covered employees are those who have been employed for more than 90 days and who regularly work at least eight hours per week within the City of and County of San Francisco.
April 14, 2025
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Property and Casualty
International Roadcheck Is May 13-15. Is Your Commercial Transportation Fleet Ready?
For 72 hours next month, commercial motor vehicles and drivers throughout North America will be subject to what the Commercial Vehicle Safety Alliance (CVSA) calls a “high-visibility, high-volume” inspection and regulatory compliance enforcement initiative.
The annual event, known as the International Roadcheck, will take place at weigh and inspection stations, temporary sites and locations selected by mobile patrols from May 13-15 in the United States, Canada and Mexico.
April 14, 2025
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Wealth Services
Weekly Market Update
Stocks ended the week with a strong gain as traders continued to focus on tariff talks while appearing to overlook upbeat news on inflation.
April 14, 2025
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Wealth Services
Weekly Market Update
Stocks fell broadly last week as domestic and foreign markets reacted to the White House’s tariffs.
April 7, 2025
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