About Us
Since 1987 you may have known us as AIA, or American Insurance Administrators, or as one of our three core divisions: AIA Property & Casualty (P&C), Benefits Resource Group (BRG), or as Benefits Broker Solutions (BBS). You may have heard something about us becoming part of Alera Group in 2017. But we are all one company, and now we are aligning our name, our brand, our new look, and our new website to reflect that strong one-company story.
Work With Us
We are passionate about collaboration and growth. Enjoy working in a highly collaborative culture? Looking for an exciting environment that is constantly growing and improving? If you care about providing outstanding client service while serving local communities, then we may be looking for you.
Meet Our Team
Julie Cave
SVP and Regional Employee Benefits Practice Leader, Mid-Atlantic
As Regional Practice Leader, Julie provides oversight for Employee Benefits (EB) across all Mid-Atlantic regional offices. With 15+ years of industry experience, Julie brings unique expertise in HR technology, compliance, PPACA consulting, and small and large group benefits. She excels in fostering strong relationships with regional carriers and vendor partners, ensuring optimal outcomes for Alera Group clients.
As a strategic leader, Julie guides the direction and support of EB services, guaranteeing exceptional solutions for Alera Group Mid-Atlantic clients. Her extensive knowledge and understanding of industry intricacies enable her to navigate compliance requirements and tailor offerings to meet diverse needs. Julie’s ability to foster partnerships enhances the value delivered to clients, ensuring top-notch service in all aspects of Employee Benefits.
Chris Wert
Managing Partner
Chris is Managing Partner of the Alera Group, Harrisburg office and is a specialist in Risk Management and Property & Casualty insurance. In this role, he works closely with business owners and non-profit leaders to create and operate sustainable risk management and insurance programs. Working with clients of all sizes and classes, Chris is able to incorporate best practices from multiple industry segments for the benefit of his customers.
Chris joined the team as a Producer in 2011. Prior to coming to the agency he worked for Penn National Insurance as a Commercial Underwriter. This experience allows Chris to provide unique insight to his customers as to how insurance carriers process, analyze, evaluate, and compete for an organization’s insurance work. By anticipating carrier concerns and working with both carrier and customer to partner with one another for a common goal, he has come up with creative solutions for difficult and complex placements.
Chris earned his B.S. in Marketing from Penn State’s Smeal College of Business and holds the Chartered Property Casualty Underwriter (CPCU) designation as well as an Associate in Risk Management with a Focus on Enterprise Risk Management (ARM-E).
In his free time Chris enjoys spending time with his fiancé Laura, is an avid skier, a devoted Penn State Football and Wrestling Fan, as well as a (very) novice but enthusiastic fly-fisherman.
Kristen Allardyce
Client Advocate, Property & Casualty
Kristen Allardyce is a Client Advocate in Alera Group’s Property & Casualty Division. She joined the agency in June 2024 and brings over 10 years of industry experience, primarily in Workers’ Compensation. Prior to joining Alera Group, Kristen served as a Client Advocate with Encova Insurance, where she specialized in managing Workers’ Comp claims and deploying safety and loss control resources to mitigate risk.
At Alera Group, Kristen serves as a key liaison between clients and insurance carriers. She coordinates, prepares, and presents account reviews, providing data-driven insights on loss trends and opportunities for improvement across all lines of coverage. Kristen is passionate about delivering outstanding customer service and supporting clients with tailored risk management strategies.
She holds a Property & Casualty Insurance License and is a 2007 graduate of Bloomsburg University. Outside of work, Kristen enjoys spending quality time with her family.
Kristen typically works with clients in the $25,000+ premium range and supports producers across all sectors.
Taylor Baldwin
Marketing Manager, Small Business Unit
Taylor Baldwin is a Marketing Manager who collaborates with the Harrisburg team, and agency partners to present products and offerings to potential clients – specifically small businesses. Taylor knows how difficult owning a small business can be and works hard to share and create the best educational resources. Through webinars and educational series, he strives to make it easy for busy small business owners to learn what insurance and human resources challenges they need to troubleshoot – and directs them to the right Small Business Unit team member to solve those problems.
Taylor holds a Bachelor of the Arts degree in Music Business from Lebanon Valley College. Outside of work, he loves spending time with his family and friends and being outside with his dog Finn. His passion for music has always been with him, and he enjoys teaching local high school marching bands as well as performing with the Philadelphia Eagles drumline.
EXPERT EDUCATION
Events and Webinars
Property and Casualty
Unlocking Our 2026 P&C Market Outlook: High Level & Field Level Insights for Clients
Join Alera Group’s EVP and Property and Casualty Practice Leader Justin Foa for a high-level overview of the key findings from the 2026 Property and Casualty Market Outlook.
January 20, 2026 at 01:00 pm CT | Virtual
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Employee Benefits
Foundations – Understanding the Multigenerational Workforce
In our three-part webinar series, Designing Benefits That Work – A Data-Driven, Multigenerational Focus, we’ll explore multigenerational workforce insights, debunk generational myths, share early- and late-career planning strategies, review legal and compliance trends and provide actionable tools and resources.
January 21, 2026 at 10:00 am CT | Virtual
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Employee Benefits
The 2026 Market Reality: Why Costs Feel Uncontrollable — and Where Leaders Still Have Leverage
A clear map of where leaders can act in 2026 and how to prioritize decisions that move cost and outcomes.
January 22, 2026 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Employee Benefits
IRS Releases Guidance Related to Recent HSA Changes
The IRS recently released Notice 2026-5, which provides guidance and answers to common questions related to the expanded availability of health savings accounts (“HSA”) under the Reconciliation Act (previously named the One Big Beautiful Bill Act) passed into law earlier this year.
December 30, 2025
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Property and Casualty
Are you prepared for 2026? Property and Casualty Trends Uncovered
The sixth annual Property and Casualty Market Outlook from Alera Group sets the stage for how organizations can recalibrate their risk strategies in 2026. Built on thousands of data points — including a nationwide survey of insurance company partners and wholesale intermediaries — this report delivers actionable insights for insurance buyers, risk managers and business leaders.
December 17, 2025
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Employee Benefits
Legal Alert: Agencies Clarify How Certain Fertility Benefits May be Treated as Excepted Benefits
This alert is of interest to all employers that offer fertility benefits or may be interested in offering fertility benefits in the future.
November 4, 2025
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Top 5 Insurance Surprises Businesses Face in Q4 — and How to Prevent Them
As year-end approaches, many organizations focus on closing out financials and planning for the year ahead. It’s also the time when insurance programs often reveal unexpected challenges, some avoidable, others the result of shifting market conditions or overlooked details.
October 30, 2025
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