About Us
Group Benefits LLC is an independent, national insurance and financial services firm created through the merger of like-minded, high-performing, entrepreneurial firms across the United States.
Why work with Alera Group? Because we provide the best of both worlds - national scope combined with local service. Our mission is to transform the client experience by providing a greater depth and breadth of resources, innovative thinking and constant collaboration, while maintaining strong local relationships.
Meet Our Team
Gretchen Day
VP of Health Innovation & Advanced Strategies![Gretchen Day](/sites/g/files/sujchg151/files/2024-03/Gretchen-Day-e1548446281399.jpg)
Gretchen leads our DiscoverHealth® department in the Employee Benefits division of AIA, Alera Group. She provides support to client’s in their cost containment, population health management and well-being initiatives. Gretchen believes that employers hold the key to improving healthcare and the health of their employees and is passionate about bringing forth solutions to enhance the overall health and well-being of employees.
Gretchen holds a Bachelor of Science in Biochemistry from the University of Delaware and a Master of Public Health degree from Pennsylvania State University with a focus in Health Systems Organization and Policy. Gretchen is certified as a Master Certified Health Education Specialist (MCHES) and holds a Pennsylvania Insurance Producer License for Life, Accident and Health, as well as, a certification in Critical Outcomes Report Analysis from the Intel / GE Care Innovations Validation Institute. Gretchen joined the AIA team in 2014.
Mary Delaney
Data Analytics – Managing Partner, Vital Incite![Mary Delaney](/sites/g/files/sujchg151/files/Location%20Teams/MemphisTN-Group-Benefits/Mary%20Delaney.png)
Mary is the thought leader and creator behind the Vital Incite program. She founded Vital Incite in October of 2013 and brought a fresh perspective to the world of employee benefits. Having spent 23 years on the provider side of the healthcare industry provides Mary with the unique ability to see the big picture in healthcare and develop outside-of-the-box strategies and solutions. She has particular expertise in wellness solutions, disease management, utilization management and clinic integration. Prior to joining Vital Incite, Mary served as the Director of Employee Health for American Health Network. Mary is motivated by a genuine desire to make a lasting difference in the evolving world of healthcare. She partners with employers to analyze the health risk factors of employee populations alongside historical medical spend to identify areas of opportunity. Armed with better understanding of the health and financial challenges that a specific employer is facing, she develops integrated strategies that include wellness program design, health care benefit utilization and employee communication. These strategies are designed to help employers and employees better manage medical expense by improving employee health outcomes.
Wendy Drumwright
Accounting and Administrative Coordinator![Wendy Drumwright](/sites/g/files/sujchg151/files/Location%20Teams/MemphisTN-Group-Benefits/Wendy%20Drumwright.jpg)
Wendy joined Alera Group formerly Group Benefits LLC in 2018 as the Accounting and Administrative Coordinator, bringing over 20 years of experience in Accounting and business support functions. Her extensive knowledge of financial functions, ability to plan and organize processes, and attention to detail are vital to the back-office operations.
Tim Finnell
Managing Partner![Tim Finnell](/sites/g/files/sujchg151/files/Location%20Teams/MemphisTN-Group-Benefits/Tim%20Finnell.jpg)
For over 40 years, Tim has been a trusted benefits advisor to businesses in the Mid-South. Tim founded Group Benefits LLC in 2009, and in 2013 Tim was the first in the country to earn the distinction of Certified Healthcare Reform Specialist from the National Association of Health Underwriters (NAHU). He has been a keynote speaker for professional groups throughout the Memphis area - including SHRM, the Memphis Business Group on Health, and the Greater Memphis Chamber. He has also been interviewed by, and quoted in The Wall Street Journal, NBC News, and CNN Money, in addition to others.
Tim’s direction lead Group Benefits LLC to be recognized as one of the fastest growing companies in the Mid-South, and were the recipients of the Memphis Business Journal Pacesetters Award 3 years in a row.
In 2017 Tim made the decision to merge with one of the largest national benefits firms – Alera Group. This partnership further enhances the scope and resources of Group Benefits LLC.
Resources
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Collaborative Conversations: 2025 - What to Expect and What You Need to Know
Save the date for a conversation in September where we will discuss the impending PLO changes by BOLI and the Employment Department, their impacts, and other critical considerations.
September 12, 2024 at 08:30 am PT | Virtual
Sign Up![Image that reads webinar](/sites/g/files/sujchg151/files/2024-06/WSG-DigitalThumbnails_Webinars-110723-4.png)
Employee Benefits
Is Tech-Enabled Brokerage Right for You?
Our experts will lay out what tech-enabled brokerage is, how it works and why it makes sense for the right organizations.
September 19, 2024 at 01:00 pm CT | Virtual
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Employee Benefits
Meeting the Needs of an Aging Workforce
Our experts will provide tips and insights about how to incorporate Medicare, menopause benefits, retirement, communications best practices and other hot topics for older workers into your program successfully and without breaking the bank.
October 17, 2024 at 01:00 pm CT | Virtual
Sign Up![Webinar Graphic - Alera Engage](/sites/g/files/sujchg151/files/2023-12/WBI-692x434-Webinar-Engage_7.jpg)
THOUGHT LEADERSHIP
Insights
Employee Benefits
Preparing for 2025: Creditable Coverage, Enrolling in Medicare and HSA Contributions
With significant changes coming in 2025 to creditable coverage determinations, employers and employees may have questions on what that means for them, whether they make the decision to enroll in Medicare Part D or continue to have coverage under their group health plan.
September 5, 2024
Find out moreEmployee Benefits
Webinar: Better Benefits Administration and Lower Costs
If you don’t have expert assistance to guide you and your organization in the in using a sophisticated benefits portal, you’re wasting a lot of the money your business has invested — and probably frustrating the employees you mean to serve. Working with a brokerage that offers not only a leading-edge benefits portal but also year-round support and services enables your employees to seamlessly access, understand and navigate the portal, creating a positive benefits experience.
September 5, 2024
Find out moreEmployee Benefits
Medicare Part D Credibility Determinations for Non-Calendar Year Plans
In 2003, the Medicare Prescription Drug, Improvement, and Modernization Act (MMA) added a voluntary prescription drug benefit to the Medicare program. The benefit, known as Medicare Part D or “Part D,” is an optional program for Medicare beneficiaries to access covered prescription drugs at a lower cost. In 2022, the Inflation Reduction Act (IRA) was signed and set into motion changes to Part D benefits, with additional impact on employers in 2024 and 2025.
September 5, 2024
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Workers’ Compensation: Stable market with emerging challenges from mental health claims
Despite pressure from medical inflation, increases in fee schedules on medical procedures and wage inflation affecting premiums and benefits, Workers’ Compensation remains a stable and profitable line for insurers. This stability allows buyers favorable conditions, such as ample capacity and stable rates. However, a new trend is emerging: the inclusion of mental health claims as compensable workers’ compensation.
August 28, 2024
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