About Us
Group Benefits LLC is an independent, national insurance and financial services firm created through the merger of like-minded, high-performing, entrepreneurial firms across the United States.
Why work with Alera Group? Because we provide the best of both worlds - national scope combined with local service. Our mission is to transform the client experience by providing a greater depth and breadth of resources, innovative thinking and constant collaboration, while maintaining strong local relationships.
Meet Our Team
Alex Finnell
Creative DirectorAlex joined Alera Group formerly Group Benefits LLC in 2012 and serves as the Creative Director. She leverages her creativity and imagination toward the design of marketing materials, presentations, and client support tools. Alex works with Account Managers and clients to create employee-facing communications, and she understands how to effectively develop ideas to relay information for a variety of learning styles.
Nathan Hay
Producer, Employee BenefitsNathan has joined Alera Group, formerly Group Benefits LLC as an Employee Benefits Producer. He brings 5 years of successful sales experience from the Human Capital Management SaaS space, and will now be consulting with Mid-South executives and business owners on employee benefits and benefits strategies.
Jim Horobetz
ProducerAfter graduating from the University of Memphis, Jim worked on the carrier side of the industry for 30 years. His vast experience includes serving as the New Business Large Case Manager for one of the largest insurance carriers in the industry. In that capacity, Jim supervised the design, underwriting, and financial analysis for all the self-funded cases in the Memphis area. In addition to working on the carrier side, Jim was a founding board member of the Mid-South Association of Health Underwriters.
After spending 5 years as an independent broker and consultant, Jim joined Group Benefits LLC in 2009. He also earned the designation of Certified Healthcare Reform Specialist from the National Association of Health Underwriters (NAHU) in 2013.
Leigh Kalb
Account ManagerLeigh graduated from the University of Alabama with a degree in English and has been in the insurance industry for 6 years. At Alera Group formerly Group Benefits LLC, she performs a dual role as account manager and wellbeing advocate working with clients to develop mental, physical, and financial wellbeing strategies for employees. She has extensive experience delivering top-notch customer care. Leigh owned her own fitness store and brings a wealth of knowledge in the health and wellness arena.
Resources
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Is Tech-Enabled Brokerage Right for You?
Our experts will lay out what tech-enabled brokerage is, how it works and why it makes sense for the right organizations.
September 19, 2024 at 01:00 pm CT | Virtual
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Meeting the Needs of an Aging Workforce
Our experts will provide tips and insights about how to incorporate Medicare, menopause benefits, retirement, communications best practices and other hot topics for older workers into your program successfully and without breaking the bank.
October 17, 2024 at 01:00 pm CT | Virtual
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When Captive Insurance Makes Sense
In this session, our experts will talk about how captives work, the advantages and disadvantages and what you need to know to determine whether they make sense for your organization.
November 21, 2024 at 01:00 pm CT | Virtual
Sign UpTHOUGHT LEADERSHIP
Insights
Employee Benefits
Preparing for 2025: Creditable Coverage, Enrolling in Medicare and HSA Contributions
With significant changes coming in 2025 to creditable coverage determinations, employers and employees may have questions on what that means for them, whether they make the decision to enroll in Medicare Part D or continue to have coverage under their group health plan.
September 5, 2024
Find out moreEmployee Benefits
Webinar: Better Benefits Administration and Lower Costs
If you don’t have expert assistance to guide you and your organization in the in using a sophisticated benefits portal, you’re wasting a lot of the money your business has invested — and probably frustrating the employees you mean to serve. Working with a brokerage that offers not only a leading-edge benefits portal but also year-round support and services enables your employees to seamlessly access, understand and navigate the portal, creating a positive benefits experience.
September 5, 2024
Find out moreEmployee Benefits
Medicare Part D Creditability Determinations for Non-Calendar Year Plans
In 2003, the Medicare Prescription Drug, Improvement, and Modernization Act (MMA) added a voluntary prescription drug benefit to the Medicare program. The benefit, known as Medicare Part D or “Part D,” is an optional program for Medicare beneficiaries to access covered prescription drugs at a lower cost. In 2022, the Inflation Reduction Act (IRA) was signed and set into motion changes to Part D benefits, with additional impact on employers in 2024 and 2025.
September 5, 2024
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Workers’ Compensation: Stable market with emerging challenges from mental health claims
Despite pressure from medical inflation, increases in fee schedules on medical procedures and wage inflation affecting premiums and benefits, Workers’ Compensation remains a stable and profitable line for insurers. This stability allows buyers favorable conditions, such as ample capacity and stable rates. However, a new trend is emerging: the inclusion of mental health claims as compensable workers’ compensation.
August 28, 2024
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