About Us
For over a century, our agency (formerly Insurance Underwriters Limited, IUL) has served clients throughout the New Orleans Metro area and across the Gulf South with comprehensive risk management solutions designed to protect against the unexpected. As a locally based firm, we understand the unique challenges facing businesses in our region.
We go beyond traditional insurance by taking the time to understand your industry and what matters most to your organization. Our relationship-focused, one-on-one approach ensures you have the insights needed to make informed decisions about risk mitigation while maintaining your peace of mind.
Drawing from extensive experience with organizations of all sizes—from local enterprises to global corporations—we recognize that every business faces distinct challenges. We carefully assess your specific circumstances, evaluate your risk tolerance, and develop a customized strategy that combines risk transfer, retention, reduction, and elimination to meet your organization's exact needs.
Meet Our Team
Meghan Hoffmann, GBA
Benefits Consultant
Meghan brings nearly two decades of experience helping organizations solve complex business challenges through a strategic, results-driven approach. She specializes in employee benefits strategy, partnering with organizations of all sizes to assess their current position, identify opportunities, and implement thoughtful cost-containment solutions that create long-term value for both employers and employees.
Her background spans technology consulting, process improvement, and benefits advisory, including ERP integrations at Wolters Kluwer CCH; HRIS and workforce technology consulting with Paycor and Paylocity; and employee benefits consulting with USI. This diverse perspective enables her to align people, technology, and benefits strategies to support organizational success. Meghan holds a Bachelor of Science in Marketing from LSU and has earned her Group Benefits Associate (GBA) designation.
LinkedInTom Hood
Risk Consultant
Tom brings experience helping organizations manage complex risks across the marine, construction, oil and gas services, transportation, and property sectors. His extensive experience in the marine and construction sectors gives him a strong understanding of the specialized exposures these industries face. Tom applies a focused, consultative approach to identifying risk priorities and supporting coverage strategies aligned with each client’s operations.
He earned a Bachelor of Business Administration in Business and Risk Management from St. John’s University’s College of Insurance. Outside the office, he enjoys cooking, photography, kayaking, and gardening.
LinkedInChad Kropp
Risk Consultant
Chad provides comprehensive insurance solutions for large property, construction, trucking and hauling services, and home elevation and house lifting services. With expertise across these specialized industry sectors, he understands the unique risks and coverage needs that each business faces. As a Louisiana State University alum with a Bachelor of Arts in Business Administration, Chad leverages strong analytical and relationship-building skills to deliver tailored insurance programs that protect clients' operations and assets. Chad enjoys playing golf, attending sporting events, and traveling.
LinkedInJeff Kropp
Risk Consultant
Jeff specializes in risk management solutions for the construction industry and bonds, with over sixteen years of dedicated experience serving construction professionals. Before entering the insurance industry, he worked with Hilti North America, supporting critical rebuilding projects across Louisiana and Mississippi during the Hurricane Katrina recovery effort, which provided invaluable firsthand insight into the complex insurance and bonding challenges facing the construction industry. Jeff leverages this unique combination of field experience and insurance expertise to help construction clients navigate the surety landscape while driving growth, managing risk, and supporting long-term profitability. He is a University of New Orleans alum with a Bachelor of Science in Marketing and enjoys outdoor activities, including camping, hiking, fishing, photography, and music.
LinkedInResources
Contact Center
Need to report a claim, pay a bill, request an ID card or a proof of insurance certificate? Below is a list of companies we represent.
Berkshire Hathaway Homestate Companies
Berkshire Hathaway Guard Insurance Companies
Foremost, a Farmers Insurance Company
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Point Solutions, Proven: Why Vendor Sprawl Fails — and How to Identify What Actually Drives Impact
A clearer framework for sorting through point solutions to determine where investment may—or may not—deliver value.
September 15, 2026 at 01:00 pm CT | Virtual
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Employee Benefits
Primary Care as a Strategy: How Direct Primary Care Can Lower Costs and Improve Outcomes
A clearer understanding of how Direct Primary Care can be used as a strategic lever to improve outcomes while controlling total cost of care.
October 20, 2026 at 01:00 pm CT | Virtual
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Employee Benefits
AI Advantage in Benefits: Practical Use Cases That Support HR and Employees
A practical view of how AI can support benefits teams while improving the employee experience.
November 17, 2026 at 01:00 pm CT | Virtual
Register Here
THOUGHT LEADERSHIP
Insights
Employee Benefits
Legal Alert: IRS Issues ACA Affordability Percentage Adjustment for 2027
The Internal Revenue Service (IRS) has released Rev. Proc. 2026-26.
July 24, 2026
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Property and Casualty
Commercial Real Estate Insurance Market Shows Signs of Relief, With Conditions
There are emerging signs that the commercial property insurance market is beginning to soften. However, the benefits of this shift are not being felt uniformly across all real estate portfolios.
July 16, 2026
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Employee Benefits
Legal Alert: Clients With Massachusetts Private PFML Plans Renewing After July 1, 2026
Alert for any employer with at least one employee in Massachusetts, even if the employee is remote.
June 30, 2026
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Legal Alert: PCORI Fees Due By July 31, 2026
This alert is of interest to all employers that sponsor self-insured group health plans, including Health Reimbursement Arrangements (HRAs). Note that the PCORI fee does not apply to most health FSAs.
June 29, 2026
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