Alera Group, Inc.

Alera Group Insights

Perspectives from our thought leaders and experts across the country.

AREAS OF EXPERTISE

Retirement Plan Services

IRS Issues Guidance on Student Loan Matching

Thirty percent of adults in the U.S. report having received a student loan to further their education. According to the Federal Reserve, the median student loan debt for those with outstanding balances in 2023 ranged between $20,000 and $25,000. To help ease this financial burden, employers are increasingly offering a match toward student loan repayments as an employee benefit to help alleviate the financial strain. This trend also highlights the increasing focus on addressing student debt within the framework of overall financial wellness initiatives.

October 14, 2024

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Wealth Services

Job Transition? Here’s What You Can Do with Your 401(k)

Have you changed jobs recently? Discover four key options for managing your 401(k) that may impact your long-term financial goals.

October 9, 2024

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Retirement Plan Services

Helping Employees Avoid Retirement Healthcare Sticker Shock

Housing? Check. Life insurance? Check. Dining out? Check. For most retirees, these types of line items are fairly predictable and factored into their monthly budget. But when it comes to healthcare, the situation can change dramatically. These expenses are often unpredictable and underestimated — and this wild card can disrupt an otherwise carefully planned retirement, leaving many seniors vulnerable.

October 8, 2024

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Property and Casualty

5 P&C Insurance Tips for Public Sector Entities

Public sector entities — including counties, cities, town villages, local law enforcement and special service districts — offer vital services to our communities. They also face growing challenges, some from the constituencies they serve, as they navigate heightened public scrutiny, shrinking budgets and inflation. In this challenging environment, having a comprehensive property and casualty (P&C) insurance program, supported by a strong risk management strategy, is more crucial than ever.

October 8, 2024

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Wealth Services

Monthly Market and Economic Update - September 2024

Read about the latest insights on the market and economy from our Director of Investments, Bob Janson.

October 7, 2024

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Wealth Services

Weekly Market Update

Market Rallies But Ends Week Flat

October 7, 2024

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Employee Benefits

Webinar: Meeting the Needs of an Aging Workforce

Why is recognizing and addressing the priorities of older workers an imperative? Because, as Bain’s analysis of U.S. Bureau of Labor Statistics data determined, workers 55 and older will exceed a quarter of the workforce among G7 nations, including the United States, by 2031. Older workers typically have different priorities and needs compared to their younger colleagues, as Alera Group will examine and discuss on October 17 during the next event in our Engage series of employee benefits webinars, “Meeting the Needs of an Aging Workforce.”

October 3, 2024

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Retirement Plan Services

Navigating Higher Fees and Opportunities for Smaller 401(k) Plans

Although the costs of retirement benefits have generally decreased due to fee compression, smaller plans are still at a disadvantage. Smaller plans pay more per participant due to fixed costs, while larger plans benefit from economies of scale even with greater total costs.

October 2, 2024

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Wealth Services

Take Charge of Your Future: Financial Planning Awareness Month

Take the opportunity to reassess your financial goals and ensure your plans align with your current situation. Discover key steps to enhance your financial strategy, from revisiting your budget to evaluating your retirement savings, and empower yourself to make informed financial decisions.

October 2, 2024

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