Alera Group Insights

Perspectives from our thought leaders and experts across the country.

AREAS OF EXPERTISE

Employee Benefits

Legal Alert: HIPAA Privacy Rules Amended to Require Protection of Reproductive Healthcare Information

On April 26, 2024, the Office for Civil Rights (OCR) at the U.S. Department of Health and Human Services (“HHS”) issued a Final Rule amending the HIPAA Privacy Rule.

May 15, 2024

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Retirement Plan Services

Millennials Redefining Retirement

Millennials are reshaping retirement, prioritizing financial freedom over age. Discover their varied retirement plans and challenges like money dysmorphia and debt management.

May 14, 2024

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Property and Casualty

Perfect Storm Hitting Personal Lines of Insurance

A convergence of disruptive forces is hitting the market for personal lines of insurance in 2024, making it extremely challenging for insurers to provide coverage personal property and casualty (P&C) coverage, particularly Home and Auto Insurance.

May 14, 2024

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Employee Benefits

IRS Releases 2025 HSA Contribution Limits and HDHP Deductible and Out-of-Pocket Limits

In Rev. Proc. 2024-25, the IRS released the inflation-adjusted amounts for 2025 relevant to Health Savings Accounts (HSAs) and high deductible health plans (HDHPs). The table below summarizes those adjustments and other applicable limits.

May 13, 2024

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Wealth Services

Weekly Market Update

Stocks notched a solid gain last week as rate-cut expectations paced the rally as the Q1 earnings season wound down.

May 13, 2024

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Wealth Services

Monthly Market and Economic Update - April 2024

Read about the latest insights on the market and economy from our Director of Investments, Bob Janson.

May 8, 2024

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Property and Casualty

Affordable Housing Providers Hardest-Hit in Insurance Market for Nonprofits

Adding to significant challenges including labor shortages and reduced funding, nonprofit organizations are experiencing increasing difficulty in securing adequate property and casualty insurance. Premiums are increasing, deductibles are escalating, and the number of carriers willing to engage with nonprofits continues to shrink. These challenges underscore the importance of partnering with an experienced insurance broker who specializes in serving nonprofit organizations.

May 7, 2024

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Retirement Plan Services

Cashing Out on Tomorrow: When Personal and Market Economies Diverge

Unveil the clash between booming markets and personal financial struggles in America. Learn why educating employees on debt management is vital in today's economic climate.

May 7, 2024

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Wealth Services

Weekly Market Update

Stocks notched a solid gain last week, rallying behind upbeat earnings, a dovish Fed, and mixed economic data.

May 6, 2024

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