About Us

    CRISP began operations in 2012 as a combination of two highly successful organizations – Frank J. Bongiorno in personal/commercial lines and The Stettler Group, Inc. in employee benefits – coupled with the client-centered operating platform of CRISP. The Frank J. Bongiorno agency has been operating for more than 20 years by providing superior service to both its commercial insurance and personal lines clients. The Stettler Group has been providing innovative employee benefits for more than 30 years. Together these companies have formed CRISP, bringing their individual value into a combined platform that provides tremendous benefit to its client base.

    Crisp Insurance Advisors, LLC joined Alera Group in November 2018. Alera Group’s mission is to transform the client experience by providing a greater depth and breadth of tools, resources, education, innovative thinking, and constant collaboration. The firm combines a strong local team with national resources to deliver the best possible outcomes—positively impacting clients, employees, communities, and the lives of people where we live and work.

    CRISP is a boutique insurance agency offering and delivering the best service, best value, and the best approach to our clients’ insurance and employee benefits needs.

    We have put together a team with exceptional experience and a proven track record of great success. The combination of these individuals into a single operating company creates an even broader and deeper offering to our clients.

    Today’s ever-changing marketplace demands exceptional expertise, customer-centered service, and an operation platform that brings the best to our clients. We are confident that CRISP brings all of this level of value to all of our clients.

    Our Philosophy

    The Best Markets

    Our partnerships with some of the world’s best insurers gives us the ability to keep a competitive marketplace for our new and existing clients. The strong relationships we have allow us to make sure our clients are getting the best product at the most competitive pricing year after year.

    The Best Service

    When clients engage us, they learn very quickly that we pride ourselves on service. We are prompt, professional and attentive to detail. In fact, we earn continuing praise from our clients for our responsiveness. Perhaps that’s because, above all, we regard them as people, not just policies.

    The Best Experience

    Our clients’ insurance portfolios are managed by a team of experienced professionals who know you by name when you call. Our primary goal is to educate our clients so that they understand what the risks are and the many risk management techniques they can employ to mitigate those exposures. In doing such we create an educated consumer with access to the broadest carrier options available.  Paired with extraordinary service model the experience our clients have should be unparalleled.  Our company goal has always been to change the way individuals and companies view insurance.

    Our Solutions

    • Commercial Insurance
    • Employee Benefits
    • Personal Insurance
    • Special Event
    • Wedding Protection Plan
    • Private Client 
    • Personal Asset Management

    Learn more about what solutions we provide. 

    Meet Our Team

    Resources

    Our Solutions 

    Commercial Insurance

    • Property
    • Liability
    • Automobile
    • Crime
    • Workers’ Compensation
    • Ocean and Inland Marine
    • Umbrella Liability
    • Bonds
    • Professional Liability
    • Directors and Officers Liability
    • Employment Related Practices Liability
    • Cyber Liability
    • Credit Insurance
       

    Employee Benefits

    • Alternatively Funded Medical Programs
    • Medical Bill Auditing
    • Reference Based Pricing
    • Pharmacy Benefit Management
    • Employee Benefit Group Captives
    • Fully Insured Medical Programs
       

    Personal Insurance

    • Homeowners Insurance
    • Automobile Insurance
    • Personal Umbrella
    • Personal Watercraft, Boat & Yacht
    • Flood Insurance
    • Personal Articles Floaters
    • Motorcycle
    • Rental Insurance
    • Condo Insurance
    • Collector Car Coverage
    • Wedding Protector Insurance: Get a quote!
       

    Special Event // Get a quote.

    • Anniversary parties
    • Baby showers
    • Bar Mitzvahs
    • Bat Mitzvahs
    • Birthday parties
    • Bridal showers
    • Family reunions
    • Holiday parties
    • Housewarmings
    • Memorial services
    • Private house parties
    • Quinceañeras
    • Sweet 16 parties


    Wedding Protection Plan // Get a quote.
     

    Private Client

    • Wealth Transfer
    • Business Executive Services
    • Life Insurance for Business
    • High Net-Worth Individuals / Families
    • Business Exit & Succession Planning
    • Life Insurance
       

    Personal Asset Management

    • Homeowners Insurance
    • Excess Liability
    • Auto Insurance
    • Private Collections Insurance
    • Yacht Insurance
    • Flood Coverage
    • Private Aviation Insurance
    • Coverage for Domestic Staff
    • Kidnap, Ransom and Extortion Coverage

    EXPERT EDUCATION

    Events and Webinars

    Property and Casualty

    Unlocking Our 2026 P&C Market Outlook: High Level & Field Level Insights for Clients

    Join Alera Group’s EVP and Property and Casualty Practice Leader Justin Foa for a high-level overview of the key findings from the 2026 Property and Casualty Market Outlook.

    January 20, 2026 at 01:00 pm CT | Virtual

    Sign Up
    Webinar Graphic

    Employee Benefits

    Foundations – Understanding the Multigenerational Workforce

    In our three-part webinar series, Designing Benefits That Work – A Data-Driven, Multigenerational Focus, we’ll explore multigenerational workforce insights, debunk generational myths, share early- and late-career planning strategies, review legal and compliance trends and provide actionable tools and resources.

    January 21, 2026 at 10:00 am CT | Virtual

    Sign Up
    Webinar Graphic

    Employee Benefits

    The 2026 Market Reality: Why Costs Feel Uncontrollable — and Where Leaders Still Have Leverage

    A clear map of where leaders can act in 2026 and how to prioritize decisions that move cost and outcomes.

    January 22, 2026 at 01:00 pm CT | Virtual

    Sign Up
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    THOUGHT LEADERSHIP

    Insights

    Employee Benefits

    IRS Releases Guidance Related to Recent HSA Changes

    The IRS recently released Notice 2026-5, which provides guidance and answers to common questions related to the expanded availability of health savings accounts (“HSA”) under the Reconciliation Act (previously named the One Big Beautiful Bill Act) passed into law earlier this year.

    December 30, 2025

    Find out more

    Property and Casualty

    Are you prepared for 2026? Property and Casualty Trends Uncovered

    The sixth annual Property and Casualty Market Outlook from Alera Group sets the stage for how organizations can recalibrate their risk strategies in 2026. Built on thousands of data points — including a nationwide survey of insurance company partners and wholesale intermediaries — this report delivers actionable insights for insurance buyers, risk managers and business leaders.

    December 17, 2025

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    Employee Benefits

    Legal Alert: Agencies Clarify How Certain Fertility Benefits May be Treated as Excepted Benefits

    This alert is of interest to all employers that offer fertility benefits or may be interested in offering fertility benefits in the future.

    November 4, 2025

    Find out more

    Property and Casualty

    Top 5 Insurance Surprises Businesses Face in Q4 — and How to Prevent Them

    As year-end approaches, many organizations focus on closing out financials and planning for the year ahead. It’s also the time when insurance programs often reveal unexpected challenges, some avoidable, others the result of shifting market conditions or overlooked details.

    October 30, 2025

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      Alera Group, Inc. is aware that there are persons fraudulently impersonating our company by using fake internet domains that appear to look like our legitimate services. If you are contacted by someone claiming to work for Alera Group, or any of our partners, please carefully review the email address and domain. If you have a relationship with our company, please contact us directly and not through any information that is provided in such an email. Please be extremely careful in responding to such emails with personal and financial information, sharing passwords, or any other information of value. Alera Group, or any of our partners, will never send ACH instructions via email and thus we strongly recommend that you verify the authenticity of each wire transfer request by calling your Alera Group contact using the number you have previously called.