Professional Risk

    About Us

    Professional Risk, formerly known as Rich & Cartmill Insurance of Colorado, LLC, was formed in 2004 to be a respected client representative in the insurance marketplace. In April of 2018 Rich & Cartmill Insurance of Colorado, LLC partnered with the Alera Group which resulted in the new name, Professional Risk. This allowed us to provide the opportunity to operate with the benefits of a national broker but is also personal to Colorado's clientele and needs.

    The short term and long-term goal of Professional Risk is to be recognized by its Clients, Carriers, Employees, Peers and Colleagues as the premier provider of insurance products and services in the region and nationally. 

    Meet Our Team

    Mike Schmitt

    Executive Vice President & Managing Partner
    Mike Schmitt

    Mike is the founding member, current Executive Vice President and Managing Partner of Professional Risk an Alera Group Agency, LLC.  Previously, Mike also started Rich & Cartmill Insurance of Colorado, LLC. which was merged in to Professional Risk in April 1, 2018.  Mike's roots in the professional insurance space date even further back to 2004 where he represented another well-respected regional insurance agency in Northern Colorado. During Mike’s tenure with this agency, he was successful at building relationships with clients and insurance carriers. This ultimately provided him the opportunity to be the holder of many sales records within the agency, to be offered and accept a partnership in the agency and recipient of several insurance company awards including, Producer of the Year.  Mike was raised in Longmont, Colorado and received his Bachelor of Science in Economics from Colorado State University and further went to receive his Certified Insurance Counselor (CIC) designation in October 1998 from the National Alliance for Insurance Education and Research. Mike has been involved in numerous community and professional organizations including holding several Board positions with different companies and philanthropic organizations. You can depend on him.

    Bob Sullivan

    Associate
    Bob Sullivan

    Bob is a third generation insurance and risk management professional, he is the main contact for our Tulsa office.

     

    Bob began as an underwriter with the Hanover Insurance Group in 2007, then moved into a sales and advisory role as a producer in 2010. His book of business includes non-profit organizations, energy, manufacturing, construction, retail, healthcare, and senior living businesses. Bob received a bachelor of science degree from Oklahoma State University majoring in Finance and Accounting. He is a Chartered Property Casualty Underwriter CPCU, Certified Insurance Counselor CIC, and Certified Risk Manager CRM. Bob has served on the Board of Directors and as President of MODUS, Crossroads Clubhouse, Youth Services of Tulsa, and Youth at Heart, and as a trustee of Calvary Baptist Church Inola. Bob enjoys golf, Crossfit, and weightlifting, but most of all, he enjoys spending time with his wife Jennifer, son Robert (call him Sulley), and daughter Linley. You can depend on him.

     

     

    Jennifer Hunter

    Account Manager- CISR
    Jennifer Hunter

    Jen began her insurance carrier with the agency in April of 2012.  Prior to entering the insurance business, she spent 13 years as a bookkeeper/controller at a busy HVAC contractor.  Jen partners with clients, carriers, producers, and co-workers to help grow business, both for the agency, and the client.  She firmly believes that her work is important, because clients are trusting us with their most precious assets. Jen is dedicated to helping all those around her and takes pride in being a team player. Jen has experience in all sized accounts, large and small. Yearly continuing education helps to keep her on the forefront of industry trends and needs. You can depend on her.

    Dionne Perez

    Account Manager
    Dionne Perez

    Dionne began her insurance career in 1985 and joined the agency in August 2007. Dionne brings several years of Personal Lines and customer service experience.  She takes pride in assisting clients with their insurance needs and is dedicated to helping those around her. A native of Colorado, Dionne enjoys camping, reading and time with family. You can depend on her.

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    Q1 Compliance Update

    Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.

    March 5, 2024 at 01:00 pm CT | Virtual

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    Employee Benefits

    How Voluntary Benefits Inspire Employee Loyalty

    Presenters will show you how to use these benefits to meet the needs of both your business and employees, driving retention and saving money. 

    March 21, 2024 at 01:00 pm CT | Virtual

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    Employee Benefits

    HIPAA Privacy and Security Overview

    Join our compliance experts for an overview of HIPAA’s Privacy and Security Rules.

    April 2, 2024 at 01:00 pm CT | Virtual

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    THOUGHT LEADERSHIP

    Insights

    Property and Casualty

    Food Processing and Distribution: Steady Insurance Market in an Unsteady World

    Despite the byzantine process that controls how food gets to your plate (or refrigerator or restaurant table), it may come as a surprise that the market for property and casualty (P&C) insurance covering the food processing and distribution industry is relatively stable today, considering where the market was just 12 to 24 months ago.

    February 21, 2024

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    Property and Casualty

    Massive database of leaked records underscores need for Cyber Liability Insurance

    The stunning discovery of a database including 26 billion leaked digital records came on the heels of a cybercrime surge in 2023, underscoring the need for organizations to protect themselves with Cyber Liability Insurance.

    February 13, 2024

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    Property and Casualty

    Commercial Property Insurance: Navigating a Tough Market

    While Property Insurance remains a tough market characterized by unfavorable rates, stringent underwriting and limited capacity, the good news is that organizations can adopt strategies to enhance their marketability.

    January 30, 2024

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    Property and Casualty

    Tough Times Get Tougher for Commercial Auto Insurance

    Myriad elements have combined to affect today’s Commercial Auto Insurance market, ranging from increasingly extreme weather to the number of cars on the roads. These factors have created one inevitable conclusion: Commercial Auto pricing will again increase by double digits in 2024.

    January 24, 2024

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