Greeley, CO

    About Us

    Professional Risk, formerly known as Rich & Cartmill Insurance of Colorado, LLC, was formed in 2004 to be a respected client representative in the insurance marketplace. In April of 2018 Rich & Cartmill Insurance of Colorado, LLC partnered with the Alera Group which resulted in the new name, Professional Risk. This allowed us to provide the opportunity to operate with the benefits of a national broker but is also personal to Colorado's clientele and needs.

    The short term and long-term goal of Professional Risk is to be recognized by its Clients, Carriers, Employees, Peers and Colleagues as the premier provider of insurance products and services in the region and nationally. 

    Meet Our Team

    Mike Schmitt

    Executive Vice President & Managing Partner
    Mike Schmitt

    Mike is the founding member, current Executive Vice President and Managing Partner of Professional Risk an Alera Group Agency, LLC.  Previously, Mike also started Rich & Cartmill Insurance of Colorado, LLC. which was merged in to Professional Risk in April 1, 2018.  Mike's roots in the professional insurance space date even further back to 2004 where he represented another well-respected regional insurance agency in Northern Colorado. During Mike’s tenure with this agency, he was successful at building relationships with clients and insurance carriers.

     

    This ultimately provided him the opportunity to be the holder of many sales records within the agency, to be offered and accept a partnership in the agency and recipient of several insurance company awards including, Producer of the Year.  Mike was raised in Longmont, Colorado and received his Bachelor of Science in Economics from Colorado State University and further went to receive his Certified Insurance Counselor (CIC) designation in October 1998 from the National Alliance for Insurance Education and Research. Mike has been involved in numerous community and professional organizations including holding several Board positions with different companies and philanthropic organizations. You can depend on him.

    Bob Sullivan

    Associate
    Bob Sullivan

    Bob is a third generation insurance and risk management professional, he is the main contact for our Tulsa office.

     Bob began as an underwriter with the Hanover Insurance Group in 2007, then moved into a sales and advisory role as a producer in 2010. His book of business includes non-profit organizations, energy, manufacturing, construction, retail, healthcare, and senior living businesses. Bob received a bachelor of science degree from Oklahoma State University majoring in Finance and Accounting. He is a Chartered Property Casualty Underwriter CPCU, Certified Insurance Counselor CIC, and Certified Risk Manager CRM. Bob has served on the Board of Directors and as President of MODUS, Crossroads Clubhouse, Youth Services of Tulsa, and Youth at Heart, and as a trustee of Calvary Baptist Church Inola. Bob enjoys golf, Crossfit, and weightlifting, but most of all, he enjoys spending time with his wife Jennifer, son Robert (call him Sulley), and daughter Linley. You can depend on him.

     

     

    Jennifer Hunter

    Account Manager- CISR
    Jennifer Hunter

    Jen began her insurance carrier in April of 2012.  Prior to entering the insurance business, she spent 13 years as a bookkeeper/controller at a busy HVAC contractor.  Jen partners with clients, carriers, producers, and co-workers to help grow business, both for the agency, and the client.  She firmly believes that her work is important, because clients trust us with their most precious assets. Jen is dedicated to helping others and prioritizes her values of inclusivity and equity. She believes, by doing so, she not only contributes positively to her community but also fosters an environment where everyone feels valued and respected. Inclusive and equitable actions can lead to stronger relationships, increased cooperation, and a more cohesive society overall. Jen has experience in all sized accounts, large and small. Yearly continuing education helps to keep her at the forefront of industry trends and needs. 


    Jen enjoys attending local festivals, events, concerts, camping, and reading when time allows.  Jen is involved in local philanthropic projects and organizations and donates her time when she can.   Her teenaged son, daughter, and grandkids, keep her busy   A native of Northern Colorado, Jen and her partner Ian reside in Windsor with their family, and 4 dogs. You can Depend on her.

    Dionne Perez

    Account Manager
    Dionne Perez

    Dionne began her insurance career in 1985 and joined the agency in August 2007. Dionne brings several years of Personal Lines and customer service experience.  She takes pride in assisting clients with their insurance needs and is dedicated to helping those around her. A native of Colorado, Dionne enjoys camping, reading and time with her husband, two boys, their fur baby, Teala, and her extended family. You can depend on her.

    EXPERT EDUCATION

    Events and Webinars

    CXC Solutions – Form 5500 Series Webinar

    CXC Solutions, an Alera Group preferred vendor, will host an upcoming webinar dedicated to the Form 5500 Series and provide guidance on how to complete this required employer documentation. The event will be held on Wednesday, June 26 from 12:00 p.m. to 1:00 p.m. CT.

    June 26, 2024 at 12:00 pm CT | Virtual

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    Employee Benefits

    [Alera Engage] Benchmarking for the Win: How Does Your Benefits Program Rate?

    Ask our clients about the No.1 tool that helps them develop an impactful benefits program, and they'll tell you is benchmarking.

    July 18, 2024 at 01:00 pm CT | Virtual

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    Wealth Services

    State of the Markets

    Join us as we unveil the factors that drive the nation's financial pulse and how they may impact your personal finances.

    July 24, 2024 at 11:00 am CT | Virtual

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    State of the Markets

    THOUGHT LEADERSHIP

    Insights

    Property and Casualty

    Property Insurance Rate Increases Easing for Real Estate Sector

    After six consecutive years of steep Property Insurance rate increases, many organizations in real estate development and property management may finally experience a more palatable renewal.

    June 18, 2024

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    Property and Casualty

    Litigation Necessitating a Layered Approach to Professional Liability Insurance

    Professionals face heightened exposure due to increased litigation, much of it fueled by third-party financing and resulting in so-called nuclear verdicts. The increase in both frequency and severity of losses underscores the importance of securing comprehensive Professional Liability Insurance with sufficient limits, a solution that may require one or more excess layers on top of the underlying coverage.

    May 21, 2024

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    Property and Casualty

    Perfect Storm Hitting Personal Lines of Insurance

    A convergence of disruptive forces is hitting the market for personal lines of insurance in 2024, making it extremely challenging for insurers to provide coverage personal property and casualty (P&C) coverage, particularly Home and Auto Insurance.

    May 14, 2024

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    Property and Casualty

    Affordable Housing Providers Hardest-Hit in Insurance Market for Nonprofits

    Adding to significant challenges including labor shortages and reduced funding, nonprofit organizations are experiencing increasing difficulty in securing adequate property and casualty insurance. Premiums are increasing, deductibles are escalating, and the number of carriers willing to engage with nonprofits continues to shrink. These challenges underscore the importance of partnering with an experienced insurance broker who specializes in serving nonprofit organizations.

    May 7, 2024

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