About Us
Our Office History.
For over 60 years, we have provided risk management, and financial products and services to corporations, institutions and individuals throughout the world.
What Makes Us Different
We take a pro-active approach to the management and servicing of your account with:
- tailor-made programs shaped to your needs, not to the needs of a representative peer group
- pre-implementation services such as contract reviews, exposure analysis, and professional wrap-up feasibility studies
- the skill and knowledge to develop innovative new products to address wrap-up issues and exposures as they arise
- large investment in technology to allow rapid transfer of vital information to clients and wrap-up markets
- in-house wrap-up professionals acting as your committed advocates
We have vast resources that enable our team of professionals to deliver innovative solutions to our clients. By utilizing the experience and creativity of top-level insurance experts in conjunction with the firm’s worldwide resources, your Alera Group Las Vegas is able to provide sophisticated products and service unparalleled in the insurance industry.
Our Mission
Every client is important to us. Whether a single individual or multimillion dollar corporation, each is assured of receiving the most competent insurance analysis and placement available.
The insurance industry is continuously evolving. Our resource capabilities provide us with the tools necessary to keep our clients informed regarding regulatory issues and current events that can affect our clients’ bottom line. We utilize the most efficient technological methods available that align with the needs of our clients. Our professionals have real time access to the most current news and business intelligence available. These management tools allow us to maintain the highest level of client service.
Our vision is guided by a commitment to understanding, anticipating and meeting our clients diverse and changing needs.
We consider it both a privilege and a pleasure to represent our clients. Our goal is to maintain relationships that extend well beyond the realm of an insurance broker. Our unwavering dedication to integrity, professionalism and service ensures that Alera Group maintains its position as the pre-eminent insurance broker.
Meet Our Team
Debbie Alisero
Accounting ManagerDebbie Alisero is originally from Long Island, New York, and relocated to Henderson, Nevada, in 1993. She started with Harley Harmon Insurance Group in 2010. Harley Harmon Insurance merged with GLB Insurance, an Alera Group Company. She handles the accounting for the Agency. She enjoys weekend activities with family and cooking Sunday dinner for family and friends.
Frederic Apcar
Financial ExecFrederic Apcar II is a native of Las Vegas, Nevada and has a very well-known and highly respected reputation for multiple aptitudes. He is currently the President of the U.S Adult Soccer Association of Nevada, as well as the Treasurer for both U.S Youth Soccer Association of Nevada and The After-School All-Stars Program. Primarily, Frederic owns a very successful tax law consulting firm, where his clients and experience range from dealing with international tax law matters to Vegas’ own prominent Downtown Project. He has acquired many successful and key relationships that additionally led him to the firm.
Frederic is a humanitarian, strong local contributor to our city’s great causes and an entrepreneur to the maximum extent. He is a father of two young boys and works extremely hard to be a strong example for his family, his friends and anyone who knows him.
Mary Arbelaez
Vice President of the Commercial Small Business and Personal Lines DivisionsMary Arbelaez is Vice President of the Commercial Small Business and Personal Lines Divisions. She has been with the firm since 1980 and has over 30 years experience. Licensed in Property and Casualty & Life and Health, Mary specializes in Commercial risks that include Commercial Real Estate, Restaurants, Retail, Service and Manufacturing as well as all aspects of Personal Lines coverage’s. Her knowledge and experience provides expertise not only in assessment of insurance needs but also in negotiating competitive insurance programs with Regional and National Insurance Companies.
Kelle Bailey
Account ExecutiveKelle Bailey joined GLB Insurance, an Alera Group company, in May 2020. Her journey in the insurance industry began back in 1993, working for a small Farmers insurance agency. In 1995, she jumped at the chance to join the Leavitt Group, where she worked for over 28 years. She has worked in personal lines, accounting, and claims departments but is the happiest working on commercial lines accounts.
Kelle’s duties include managing policy records, marketing accounts for both new and renewal businesses, and preparing formal proposals for the clients. She works side by side with Agents and Company Underwriters to find the most competitive pricing for her insureds. She provides professional and personalized service to her clients by helping them navigate the changing landscape of the insurance market.
She moved to Las Vegas from Southern California in 1979. She has one daughter who is married and lives in Henderson. Her hobbies include watching all forms of racing, reading, making gifts, and being around her family and friends.
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Setting Your Strategy for the New Year: Alera Group's 2025 Employee Benefits Market Outlook
Our experts will highlight key results from Alera Group’s "2025 Employee Benefits Market Outlook" and explain how these trends can impact your benefits program this year.
January 16, 2025 at 01:00 pm CT | Virtual
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State of the Markets
Join us as we unveil the factors that drive the nation's financial pulse and how they may impact your personal finances.
January 22, 2025 at 12:00 pm CT | Virtual
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State of the Markets
Join us as we unveil the factors that drive the nation's financial pulse and how they may impact your personal finances.
April 23, 2025 at 12:00 pm CT | Virtual
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Insights
Employee Benefits
Don’t Forget About Your Gag Clause Attestations
When the Consolidated Appropriations Act, 2021 (CAA) was enacted on December 27, 2020, it included a provision that prohibits group health plans and health insurance carriers from entering into certain agreements that, either directly or indirectly, restrict the release of certain information related to provider networks and de-identified encounter data, among other things. Such restrictions are commonly referred to as “gag clauses.” The CAA also requires plans and carriers to attest annually that their agreements do not include such impermissible gag clauses.
November 20, 2024
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Avoiding an Employee Lawsuit Over a Tobacco Surcharge Claim
Tobacco surcharges on health insurance premiums for employees who use tobacco products are attractive options for employers looking to keep their workforce healthy while lowering their organization’s healthcare costs. But surcharges can go too far, and many employers may be unaware of the limitations. Alera Group's new whitepaper on tobacco surcharges is designed to assist employers in complying with federal regulations.
November 19, 2024
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Q4 Considerations: New HIPAA Privacy Considerations
Earlier this year, the Department of Health and Human Services (HHS) issued a Final Rule titled HIPAA Privacy Rule to Support Reproductive Health Care Privacy.
November 15, 2024
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Spotlight on 2025 Benefit Limits
The IRS has released the 2025 benefit plan limits. The following chart shows some of the key limits for the 2023, 2024 and 2025 tax years.
November 15, 2024
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