About Us
Our Office History.
For over 60 years, we have provided risk management, and financial products and services to corporations, institutions and individuals throughout the world.
What Makes Us Different
We take a pro-active approach to the management and servicing of your account with:
- tailor-made programs shaped to your needs, not to the needs of a representative peer group
- pre-implementation services such as contract reviews, exposure analysis, and professional wrap-up feasibility studies
- the skill and knowledge to develop innovative new products to address wrap-up issues and exposures as they arise
- large investment in technology to allow rapid transfer of vital information to clients and wrap-up markets
- in-house wrap-up professionals acting as your committed advocates
We have vast resources that enable our team of professionals to deliver innovative solutions to our clients. By utilizing the experience and creativity of top-level insurance experts in conjunction with the firm’s worldwide resources, your Alera Group Las Vegas is able to provide sophisticated products and service unparalleled in the insurance industry.
Our Mission
Every client is important to us. Whether a single individual or multimillion dollar corporation, each is assured of receiving the most competent insurance analysis and placement available.
The insurance industry is continuously evolving. Our resource capabilities provide us with the tools necessary to keep our clients informed regarding regulatory issues and current events that can affect our clients’ bottom line. We utilize the most efficient technological methods available that align with the needs of our clients. Our professionals have real time access to the most current news and business intelligence available. These management tools allow us to maintain the highest level of client service.
Our vision is guided by a commitment to understanding, anticipating and meeting our clients diverse and changing needs.
We consider it both a privilege and a pleasure to represent our clients. Our goal is to maintain relationships that extend well beyond the realm of an insurance broker. Our unwavering dedication to integrity, professionalism and service ensures that Alera Group maintains its position as the pre-eminent insurance broker.
Meet Our Team
Richard Krause
Vice President of Employee Benefits
Richard W. Krause is Vice President of Employee Benefits. He has been with the agency for seven years and has over 33 years experience in the areas of employee benefits as well as individual life and disability. His served as Vice President and senior management for a Third Party Administrator involved in administration of self funded plans for mid sized and large employers and was Vice President and senior sales executive with a national insurance company specializing in group benefits. Prior to his current role, he owned his own employee benefit consulting company providing plan recommendations, claim analysis, carrier negotiations, regulatory compliance support, health risk management, wellness program design and communication and employee education. His professional services have been invaluable to a variety of businesses including Gaming, Hotels, Construction, Hospitals, Manufacturing, Technology, retail and other service related businesses. He attended the University of South Florida and is an active member in several industry specific organizations.
Joseph Loretz
Account Executive
My medical malpractice professional liability career began in 8 /1979 where I was first hired as a underwriter/policy services tech for The Underwriters for the Professions, as attorney in fact ( managing the TDC) book of physicians and clinic business.
I transitioned into my sales and Broker responsibility as of 10/1985. My partner and I formed Loretz Insurance, LLC., as Executive Vice President DBA The Doctors Agency of Nevada . We helped many Nevada physicians insure their practices, clinics and staff and managed that book of business with two offices in Reno and Las Vegas. We also were very instrumental with Tort Reform help to the current tort laws enacted today.
The Loretz Insurance, LLC Agency was merged into Acordia of Nevada, 10/1998.
After several years we then merged with Wells Fargo Insurance 6/2007, where I was Executive Vice President of Nevada sales and assistant to managing two offices. We also helped with the grass roots efforts to” Keep our Doctors In Nevada “; and worked diligently and closely with the KODIN for legislative reforms.
I formed Loretz Insurance, LLC after the 6/07 transition from Wells Fargo Insurance and that of service and continued new business with my team.
The merger with Loretz Insurance, LLC to Kaercher Insurance /Alera Group 11/2018, continues as my role as managing partner continues to strive to service our mutual clients.
My unique previous underwriting work as well as experience with Wholesale and Retail brokers has been a benefit to our clients.
We have continued to service the providers in Nevada and other territories.
Jason Mann
Sales Consultant
Jason is a licensed agent and specializes in sales and service for Commercial Lines.
He earned a BS in Business Administration from Dixie State College in Utah.
His outstanding customer services skills were honed as a Banquet Manager at Emerald Gardens in Las Vegas, and as the owner of a coffee shop, It’s A Grind.
Jason serves the community through Shine A Light as a Board Member and Volunteer Coordinator (Homeless Outreach).
He is an avid boating enthusiast and owner of an Ebbtide Speedboat; Jason also collects Classic Cars.
Nicole Meeks
Accounting Assistant and Licensing Coordinator
Nicole Meeks joined the firm in 2006 as the Executive Assistant to Allen Kaercher. Nicole is currently working in the Administration Department as an Accounting Assistant and Licensing Coordinator.
EXPERT EDUCATION
Events and Webinars
Employee Benefits
Meeting the Needs of an Aging Workforce
Our experts will provide tips and insights about how to incorporate Medicare, menopause benefits, retirement, communications best practices and other hot topics for older workers into your program successfully and without breaking the bank.
October 17, 2024 at 01:00 pm CT | Virtual
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Employee Benefits
When Captive Insurance Makes Sense
In this session, our experts will talk about how captives work, the advantages and disadvantages and what you need to know to determine whether they make sense for your organization.
November 21, 2024 at 01:00 pm CT | Virtual
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Employee Benefits
Q4 Compliance Update
Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.
December 3, 2024 at 01:00 pm CT | Virtual
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THOUGHT LEADERSHIP
Insights
Property and Casualty
Umbrella Insurance for Businesses: Peace of Mind in an Increasingly Unpredictable World
Whereas a skilled agent can help provide businesses with adequate insurance against property losses by following a predictable formula, the unpredictability of liability claims underscores how important it is for businesses to buy as much Umbrella/Excess Liability coverage as they can afford.
September 18, 2024
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Property and Casualty
General Liability Insurance in 2024: Navigating a Complex Landscape
While some aspects of General Liability Insurance have largely turned a corner from a prolonged hard market, the outlook in other areas looks much less cheery. Overall, the market has finally improved after several challenging years, offering signs of stabilization.
September 12, 2024
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Preparing for 2025: Creditable Coverage, Enrolling in Medicare and HSA Contributions
With significant changes coming in 2025 to creditable coverage determinations, employers and employees may have questions on what that means for them, whether they make the decision to enroll in Medicare Part D or continue to have coverage under their group health plan.
September 5, 2024
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Employee Benefits
Webinar: Better Benefits Administration and Lower Costs
If you don’t have expert assistance to guide you and your organization in the in using a sophisticated benefits portal, you’re wasting a lot of the money your business has invested — and probably frustrating the employees you mean to serve. Working with a brokerage that offers not only a leading-edge benefits portal but also year-round support and services enables your employees to seamlessly access, understand and navigate the portal, creating a positive benefits experience.
September 5, 2024
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