Lubbock, TX

We take pride in the fact that we’ve always been trailblazers within the risk management industry. Based in Lubbock, we have the freedom to choose our own path. For us, that means working very closely with our clients to craft personalized solutions instead of seeing them just as insurance policies.

The fact is, we put a higher value on relationships than anything else. Our focus is on protecting the people and businesses we serve from risk so they can rest easy knowing they’re well covered against losses – both today and tomorrow. 

More than anything, we want to be valued partners who work hard to earn the trust and confidence of our clients every day. It’s about keeping their best interests at heart. It’s about demonstrating a higher level of caring.

Now that you know a little more about us, we look forward to getting to know you. Let's connect! If you’d like to work with a real partner devoted to protecting everything you’ve worked so hard to build, we may be just the answer you’re looking for.

Risk Evaluation

This is where we identify and assess your specific risks along with the costs of addressing them. Our extensive risk mitigation strategies include:

• Risk Avoidance
• Risk Reduction/Control
• Risk Transfer
• Risk Acceptance/Assumption

Sanford & Tatum also recommends prevention plans that incorporate risk avoidance protocols. In an effort to control your costs, we show you how to steer clear of hazards, activities and exposures that could impact your assets. Coupled with updates about industry education and news, we are constantly working to earn your business and protect your future.

Proactive Solutions

By tapping into our substantial knowledge base, we bring you extensive expertise in placing and purchasing coverage across multiple industries and products, including:

• Agriculture
• Aviation
• Oil & Gas
• Construction
• Transportation
• Professional Services
• Technology
• Manufacturing
• Healthcare
• Medical Malpractice
• Employee Benefits

We leverage this experience to bring you an array of personalized solutions. Employing both short- and long-term strategies, we put together a comprehensive plan tailored to your level of risk tolerance. Then we use our carrier clout as a Heritage Risk Management Company to negotiate the right option for your business while controlling your costs. Finally, our cross-functional team proactively manages your plan on an ongoing basis to suggest adjustments so your coverage adapts to changes in your business. We ensure that our risk management solutions meet your needs in several key areas:

• Insurance Claims
• Government Compliance
• Benefits Planning
• Benefits Management
• Carrier Advocacy
• Renewal Cost Management

Along the way, we offer our knowledge and support to ensure you’re receiving the best value for your insurance needs while helping you to retain valuable employees. Sanford & Tatum is committed to being the partner you can count on to watch over everything important to you.

Empowerment

We provide a range of supplemental support services designed to save your business both time and money. Our commitment goes far beyond protecting assets, managing risk or retaining employees. After all, we don’t simply want you to be covered. We want you to thrive.

Through our dedicated Stewardship Department, we can assist you in areas outside the typical boundaries of insurance. Our team of professionals provides you with complimentary resources designed to make you even more successful. This includes access to industry leaders, HR experts and other specialists.

Beyond a policy, we believe in offering you a total integrated risk management solution. By staying close to your business and continually looking after your needs, we hope to be your trusted risk management partner well into the future.

EDUCATION  

For human resource administration and managers, we gather and provide access to industry leaders and subject matter experts to keep you abreast of current hot topics focused on industry issues and trends as well as best practices. Our goal is to be your safety net, helping you stay on top of ever-changing requirements and standards in order to control and avoid risk.

We regularly host educational seminars, webinars and training in-house which are tailored by industry. Our programs cover a wide array of timely issues related to supervisor training, employee training and management, state and federal compliance requirements, safety, crisis management and more, including:

• Active shooter
• Harassment
• Diversity & Inclusion
• Cyber liability
• Workplace privacy
• Americans with Disabilities Act
• Disaster recovery

HR SUPPORT

Our HR administration and automation support services assist you in communicating with and serving your employees even better so you can focus on your business.  Through our online portal, you can access templates, manuals and special services designed to provide you with expertise on-demand while saving you both time and money. 

You can tap into valuable resources including:

• Compliance, labor and loss control consultation services
• Reporting
• Industry-specific handouts, safety publications and employee communications
• Training outlines, handbooks and more

LOSS CONTROL

We tailor proactive solutions geared to lower your risk profile, so you get the best value on your coverage. Then we continually work to reduce your risk and avoid consequences going forward to ensure that you’re always prepared.

Our loss control program helps you navigate key issues and requirements with a full complement of safety services including:

• Regulatory compliance
• Certifications
• Onsite loss control
• Disaster recovery
• Safety manuals