Insurance Underwriters, Ltd.

    About Us

    Smarter insurance starts with insurance and risk management professionals who think a little differently—a company that understands your industry and what’s on the line for you. As one of the largest independent insurance agencies in the New Orleans Metro area, we’ve built our business by creating innovative solutions to even the toughest risk management challenges.

    We believe our clients’ financial security and quality of life deserve the utmost dedication, advice, and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions—protecting you from the unexpected and planning for the predictable.

     

    100+ years of service.

    For over a century, our independent insurance agency has provided clients like you with a comprehensive suite of insurance solutions to offer protection from the unexpected. Locally based, we are proud to serve the New Orleans Metro area and across Louisiana with insurance that’s designed for your unique needs.

    Focused on risk management solutions.

    Within our agency, we also have a risk management division. This allows us to handle anything from the basic transactional insurance accounts to the complex risk-conscious accounts with our proprietary consultative and diagnostic process, Risk Aware 365™.

    Dedicated to one-on-one service.

    At IUL, we are more than just insurance. We are dedicated to you. We develop relationships and take a one-on-one approach to help you make important and informed decisions when it comes to your protection and peace of mind.

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    Preparing for Open Enrollment: How to Engage and Educate Your Employees on Their Total Benefits Package

    In this session, our experts will share guidance on setting yourself up for success during Open Enrollment.

    August 21, 2025 at 01:00 pm CT | Virtual

    Sign Up
    Webinar Graphic

    Employee Benefits

    Q3 2025 Quarterly Compliance Webinar

    Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.

    September 9, 2025 at 01:00 pm CT | Virtual

    Sign Up
    IMage reading Alera Group Webinar

    Employee Benefits

    Q4 2025 Quarterly Compliance Webinar

    Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.

    November 4, 2025 at 01:00 pm CT | Virtual

    Sign Up
    Image reading Alera Group Webinar

    Quote from Koren Douglas

    I was fortunate to meet you at the USACE Industry Day at UNO last week. I am sure you hear this often in your profession, but building a small business has its challenges. Recently, I have been navigating the procurement of bonding and insurance for my company, Anerok. Last week you introduced me to Jill Tucker of IUL. The introduction proved extremely beneficial as Jill contracted me by the end of the day to begin the procurement of bonding for my company. Seven days after the “Industry Day” event, I had bonding. I am beyond excited as this enables my company, Anerok, to pursue opportunities that otherwise would have been out of reach.
    Koren Douglas Owner Anerok LLC

    Quote from Lisa Ryals

    We have trusted IUL with our insurance and bonding for years, very knowledgeable and efficient.
    Lisa Ryals Ryals Construction

    Quote from Alex Hernandez

    Jill has been our surety partner since inception and was an integral part of our growth. She is our trusted business advisor and source for market intelligence, project opportunities, professional referrals, and much more.
    Alex Hernandez Managing Partner and CEO Hernandez Consulting & Construction

    Quote from Chris Combs

    Jeff Kropp has been a vital asset to the continued growth and success of C M Combs Construction. He applies his vast knowledge and tireless efforts to the pursuit of his client’s success.
    Chris Combs Owner C M Combs Construction, LLC

    Quote from Debbie Simeon

    IUL bond department is the best! Their staff is very knowledgeable and has always gone above and beyond to assist us with everything we need. It is a pleasure working with them!
    Debbie Simeon Office Manager RWB Contracting, LLC

    THOUGHT LEADERSHIP

    Insights

    Employee Benefits

    Legal Alert: IRS Issues Affordability Percentage Adjustment for 2026

    The Internal Revenue Service (IRS) has released Rev. Proc. 2025-25, which contains the inflation adjusted amounts for 2026 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared responsibility provisions and premium tax credit program.

    July 23, 2025

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    Employee Benefits

    Legal Alert: Enforcement of the HIPAA Reproductive Health Care Privacy Rule Vacated Nationwide

    On June 18, 2025, a federal district court in Texas vacated a significant portion of the HIPAA Privacy Rule to Support Reproductive Health Care Privacy (“Final Rule”), which was implemented on April 24, 2024, on a nationwide basis. The Final Rule, which was implemented in response to the U.S. Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization (effectively overturning Roe v. Wade), was intended to protect the ability of individuals to receive reproductive health care when the care is provided lawfully under the circumstances without risk of an individual’s identity or health information being disclosed for purposes of state criminal, civil or administrative investigations (or for imposing liability related to lawfully providing or obtaining reproductive healthcare).

    July 21, 2025

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    Employee Benefits

    Legal Alert: Employee Benefits Provisions in the One Big Beautiful Bill Act

    On July 3, 2025, Congress passed a reconciliation bill (the “Reconciliation Act”) previously named the One Big Beautiful Bill Act, but subsequently redesignated “An Act to provide for reconciliation pursuant to title II of H. Con. Res. 14.”

    July 8, 2025

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    Employee Benefits

    Benchmarking: How Do Your Organization’s Employee Benefits Offerings Stack Up?

    For the sixth consecutive year, Alera Group is offering a valuable piece of market intelligence: our Healthcare and Employee Benefits Benchmarking Report. We’ll introduce the 2025 edition on its release date, June 26, with a one-hour webinar beginning at 1 p.m. CT.

    June 5, 2025

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      Alera Group, Inc. is aware that there are persons fraudulently impersonating our company by using fake internet domains that appear to look like our legitimate services. If you are contacted by someone claiming to work for Alera Group, or any of our partners, please carefully review the email address and domain. If you have a relationship with our company, please contact us directly and not through any information that is provided in such an email. Please be extremely careful in responding to such emails with personal and financial information, sharing passwords, or any other information of value. Alera Group, or any of our partners, will never send ACH instructions via email and thus we strongly recommend that you verify the authenticity of each wire transfer request by calling your Alera Group contact using the number you have previously called.