About Us
For over a century, our agency (formerly Insurance Underwriters Limited, IUL) has served clients throughout the New Orleans Metro area and across the Gulf South with comprehensive risk management solutions designed to protect against the unexpected. As a locally based firm, we understand the unique challenges facing businesses in our region.
We go beyond traditional insurance by taking the time to understand your industry and what matters most to your organization. Our relationship-focused, one-on-one approach ensures you have the insights needed to make informed decisions about risk mitigation while maintaining your peace of mind.
Drawing from extensive experience with organizations of all sizes—from local enterprises to global corporations—we recognize that every business faces distinct challenges. We carefully assess your specific circumstances, evaluate your risk tolerance, and develop a customized strategy that combines risk transfer, retention, reduction, and elimination to meet your organization's exact needs.
Meet Our Team
Sean Francioni
Managing Partner
Sean provides strategic leadership and vision for the Metairie office, guiding the team's success and dedication to superior client service. A Southeastern Louisiana University graduate with a degree in business management, Sean combines his academic background with a commitment to fostering growth and delivering exceptional results for clients and team members alike. He enjoys spending time with family, outdoor activities, sports, and cooking.
LinkedInChip Brockhaus
Risk Consultant
Chip brings clients nearly four decades of comprehensive experience in insurance, risk management, and bonds. He specializes in discovering, preparing, and effectively marketing each client's compelling business story while ensuring their risk programs remain strategically aligned with business objectives. His extensive expertise spans risk assessment and analysis, claims management and advocacy, audit advocacy, loss control and safety programs, contractual risk transfer, and captives and alternative risk financing. He holds multiple industry certifications, including Certified Risk Manager (CRM), Certified Insurance Counselor (CIC), and Certified Marine Insurance Professional (CMIP), along with his designation as a Louisiana Civil Law Notary. Chip is deeply committed to his community, actively serving at St. Timothy Church in Mandeville.
LinkedInPaul Geraci
Risk Consultant
Paul brings over 35 years of experience serving construction and trade contractors, service stations, manufacturing, machine shops, and public levee districts in the greater New Orleans area. Paul earned a position on the President’s Agents Advisory Council with Siebels Bruce Group, Inc. as agency principal, received a top sales award from the Fireman’s Fund Insurance in addition to establishing an exclusive garage liability program with Gulf Insurance endorsed by the Automotive Service Association. This extensive background and proven track record of developing specialized programs has proven invaluable in his current focus on the emerging vertical of Levee Districts. Paul enjoys fishing, hunting, boating, and outdoor camping.
Chad Kropp
Risk Consultant
Chad provides comprehensive insurance solutions for large property, construction, trucking and hauling services, and home elevation and house lifting services. With expertise across these specialized industry sectors, he understands the unique risks and coverage needs that each business faces. As a Louisiana State University alum with a Bachelor of Arts in Business Administration, Chad leverages strong analytical and relationship-building skills to deliver tailored insurance programs that protect clients' operations and assets. Chad enjoys playing golf, attending sporting events, and traveling.
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Contact Center
Need to report a claim, pay a bill, request an ID card or a proof of insurance certificate? Below is a list of companies we represent.
Berkshire Hathaway Homestate Companies
Berkshire Hathaway Guard Insurance Companies
Foremost, a Farmers Insurance Company
THOUGHT LEADERSHIP
Insights
Employee Benefits
Legal Alert: Agencies Clarify How Certain Fertility Benefits May be Treated as Excepted Benefits
This alert is of interest to all employers that offer fertility benefits or may be interested in offering fertility benefits in the future.
November 4, 2025
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Property and Casualty
Top 5 Insurance Surprises Businesses Face in Q4 — and How to Prevent Them
As year-end approaches, many organizations focus on closing out financials and planning for the year ahead. It’s also the time when insurance programs often reveal unexpected challenges, some avoidable, others the result of shifting market conditions or overlooked details.
October 30, 2025
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Employee Benefits
Legal Alert: IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2026
This alert is of interest to all employers that sponsor health FSAs and qualified transit plans, among others.
October 10, 2025
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2025 Leave Report: Insights to Guide 2026 Leave Planning
Explore Alera Group’s 2025 Leave Report. Benchmark PTO, parental leave, and holiday policies to strengthen employee retention and recruitment as you plan for 2026 and beyond.
October 1, 2025
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