Alera Group’s Healthcare Liability Team is composed of a collaborative team of physicians, attorneys, and insurance professionals with deep expertise in the insurance needs of healthcare practices. Our medical and legal backgrounds, coupled with insurance capabilities and market leverage, set us apart in the marketplace and give us a unique ability to understand, identify and address the liability risks and exposures facing the healthcare industry.
Commercial Insurance Solutions for Healthcare Organizations
Our healthcare professional liability practice is led by a team of medical professionals and legal experts with deep healthcare industry knowledge and specialized expertise in all facets of the healthcare industry.
Hospitals, ASCs, Other Facilities
Specialized risk consulting and insurance solutions designed for healthcare facilities and tailored to the needs of your organization.
Physicians and Medical Groups
Medical malpractice (MedMal) coverage solutions for solo physicians and medical groups across the country in all types of practices.
Physician Staffing (ER, Hospitalist, etc.) and Telemedicine
Expert solutions for organizations that can benefit from per-visit/full-time-equivalent (FTE) rating models. Deep knowledge of state-specific regulations, including PCF enrollments, licensing requirements and more.
Healthcare Private Equity Firms
Innovative programs for healthcare-focused PE firms that increase accretive value while delivering excellent service to underlying portfolio companies.
Collaborative Organizations and Clinically Integrated Networks
Alternative risk solutions for IPAs/PHOs, ACOs, specialty organizations, and more to leverage economies of scale and help their members remain autonomous and competitive.
Why Choose Us?
Trusted Advice
We educate and collaborate with our clients and pride ourselves on the trust they place in us. We form enduring relationships and, while many brokers are seen as annual vendors, we strive to become trusted consultants and long-term resources for our clients.
Extensive Experience
With a combined 100-plus years of experience, our team consistently delivers quality recommendations and advocacy for our clients. We work with thousands of healthcare practices across the country.
Key Partnerships
Our team's history, reputation, and size give us preferential status with the major insurance carriers across the country. Due to our broad carrier access and keen insights, our clients can expect a complete and thorough analysis of the entire marketplace and the most competitive terms.
Unique Expertise
Medical malpractice is where medicine and law come together. Our medical and legal backgrounds coupled with insurance expertise give us an unparalleled depth of understanding of all issues related to professional liability risks and exposure.
General Inquiries
Tel: 312-888-9248
Fax: 800-311-7086
E-Mail:
hclteam@aleragroup.com
New York City, NY
Accounting Office
Policy Premiums Payable to: Alera HPL Trust
Attn: Alera HPL Trust
P.O. Box 735562
Chicago, IL 60673-5562
hcl-accounting@aleragroup.com
Events and Webinars
Employee Benefits
Collaborative Conversations: 2025 - What to Expect and What You Need to Know
Save the date for a conversation in September where we will discuss the impending PLO changes by BOLI and the Employment Department, their impacts, and other critical considerations.
September 12, 2024 at 08:30 am PT | Virtual
Sign Up
Employee Benefits
Is Tech-Enabled Brokerage Right for You?
Our experts will lay out what tech-enabled brokerage is, how it works and why it makes sense for the right organizations.
September 19, 2024 at 01:00 pm CT | Virtual
Sign Up
Employee Benefits
Meeting the Needs of an Aging Workforce
Our experts will provide tips and insights about how to incorporate Medicare, menopause benefits, retirement, communications best practices and other hot topics for older workers into your program successfully and without breaking the bank.
October 17, 2024 at 01:00 pm CT | Virtual
Sign Up
Alera Group Thought Leadership
Insights
IRS Issues Affordability Percentage Adjustment for 2025
The Internal Revenue Service (IRS) has released Rev. Proc. 2024-35, which contains the inflation adjusted amounts for 2025 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared responsibility provisions and premium tax credit program.
September 11, 2024
Find out moreWealth Services
Weekly Market Update
Stocks fell last week as soft economic data rattled investors focused on the Fed’s next move with interest rates.
September 9, 2024
Find out more
Employee Benefits
Preparing for 2025: Creditable Coverage, Enrolling in Medicare and HSA Contributions
With significant changes coming in 2025 to creditable coverage determinations, employers and employees may have questions on what that means for them, whether they make the decision to enroll in Medicare Part D or continue to have coverage under their group health plan.
September 5, 2024
Find out more
Employee Benefits
Webinar: Better Benefits Administration and Lower Costs
If you don’t have expert assistance to guide you and your organization in the in using a sophisticated benefits portal, you’re wasting a lot of the money your business has invested — and probably frustrating the employees you mean to serve. Working with a brokerage that offers not only a leading-edge benefits portal but also year-round support and services enables your employees to seamlessly access, understand and navigate the portal, creating a positive benefits experience.
September 5, 2024
Find out more Employee Benefits
Medicare Part D Credibility Determinations for Non-Calendar Year Plans
In 2003, the Medicare Prescription Drug, Improvement, and Modernization Act (MMA) added a voluntary prescription drug benefit to the Medicare program. The benefit, known as Medicare Part D or “Part D,” is an optional program for Medicare beneficiaries to access covered prescription drugs at a lower cost. In 2022, the Inflation Reduction Act (IRA) was signed and set into motion changes to Part D benefits, with additional impact on employers in 2024 and 2025.
September 5, 2024
Find out more