District Court Judge in Texas Strikes Down the ACA – But Law Remains In Effect for Now

December 17, 2018
On Friday, December 14, a federal judge in Texas issued a partial ruling that strikes down the entire Affordable Care Act (ACA) as unconstitutional.  The White House has stated that the law will remain in place, however, pending the appeal process.  The case, Texas v. U.S., will be appealed to... Find out more »

Alera Group Acquires Bailey & Company

December 12, 2018
DEERFIELD, IL (December 12, 2018) — Alera Group, a leading national insurance firm, today announced that it has acquired Bailey & Company Benefits Group, a prominent employee benefits firm in Ohio. Terms of the transaction were not disclosed. Headquartered in Cincinnati, Ohio, Bailey... Find out more »

IRS Extends Deadline for Furnishing Form 1095

November 29, 2018
This alert is of interest to Applicable Large Employers (employers with 50 or more full-time equivalent employees) and employers of any size with self-insured plans. The Internal Revenue Service (IRS) has released Notice 2018-94, extending the deadline for furnishing 2018 Forms 1095-B and 1095-C... Find out more »

Alera Group Acquires Three New Firms

November 26, 2018
New Acquisitions Expand Benefits and Risk Management Expertise DEERFIELD, IL — Alera Group, a leading national employee benefits, property and casualty, risk management and wealth management firm, has acquired four new firms: CRISP Insurance Advisors, Lively Insurance and Loretz Insurance,... Find out more »

Alera Group Acquires Orion Risk Management Insurance Services

West Coast Firm Expands Benefits and Risk Management Expertise DEERFIELD, IL — Alera Group, a leading national employee benefits, property and casualty, risk management and wealth management firm, has acquired Orion Risk Management Insurance Services. Terms of the transactions were not... Find out more »

IRS Increases Health FSA Contribution Limit for 2019, Adjusts Other Benefit Limits

On November 15, 2018, the Internal Revenue Service (IRS) released Revenue Procedure 2018-57, which raises the health Flexible Spending Account (FSA) salary reduction contribution limit by $50 to $2,700 for plan years beginning in 2019. The Revenue Procedure also contains the cost-of-living... Find out more »

Alera Group Acquires Pennsylvania Financial Services Firm

Latest Acquisition Expands Wealth Management Expertise DEERFIELD, IL — Alera Group, a leading national employee benefits, property and casualty, risk management and wealth management firm, has acquired Perspective Financial Group. Terms of the transaction were not announced. Perspective... Find out more »

Massachusetts Employers Must File HIRD Form by November 30

October 30, 2018
As part of Massachusetts’ expanded Employer Medical Assistance Contribution (EMAC) program, employers with 6 or more employees in Massachusetts must submit a health insurance responsibility disclosure (HIRD) form annually, which collects information about employer-sponsored health insurance... Find out more »

Alera Group Acquires Two New Firms

October 18, 2018
Alera Group, a leading national employee benefits, property and casualty, risk management and wealth management firm, has acquired two new firms: Distinctive Insurance and GLB Insurance Group of Nevada. Distinctive Insurance is an employee benefits consulting and insurance firm located in... Find out more »

Medical Loss Ratio Rebates

October 5, 2018
Medical Loss Ratio Rebates Under the Affordable Care Act The U.S. Department of Health and Human Services (“HHS”) has provided guidance on the Affordable Care Act’s (“ACA’s”) medical loss ratio (“MLR”) rule, which requires health insurers to spend a certain percentage of... Find out more »